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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

East Haven, CT Housing Affordability Index

East Haven, Connecticut has an MBR Housing Affordability Index score of 101.0 (Near National Average) as of October 30, 2026, ranking 32nd most affordable of 95 scored Connecticut cities, compared with 87.5 statewide and 97.4 nationally. On a median-priced $294,200 home with 20% down, the Connecticut average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $1,605, or 20% of the city’s $94,628 median household income.

The MBR Housing Affordability Index (MBR-HAI) for East Haven is updated every night from live Connecticut mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

East Haven MBR-HAI 101.0 Near National Average
Rank in Connecticut 32 of 95 1 = most affordable
Connecticut 87.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Connecticut lenders
Median home value $294,200 U.S. Census Bureau

East Haven is 13.5 points above the Connecticut score. Scores as of October 30, 2026. See the Connecticut index

View East Haven Mortgage Rates

What It Takes to Buy in East Haven

$1,605/mo
Principal & Interest
Median home, 20% down, 7.25%
$68,800
Income Needed
To keep the payment at 28% of income
$94,628
Median Household Income
Connecticut: $95,781
3.1x
Price-to-Income Ratio
Connecticut: 3.8x
$1,687/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,283/yr
Median Property Tax
1.80% of median value
26.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
54.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for East Haven, Connecticut. The rate is the Connecticut average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the East Haven Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. East Haven, Connecticut score: 101.0 (Near National Average), ranked 32 of 95 Connecticut cities. monitorbankrates.com/housing-affordability-index/connecticut/east-haven”