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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Bethel, AK Housing Affordability Index

Bethel, Alaska has an MBR Housing Affordability Index score of 117.5 (More Affordable Than Average) as of October 30, 2026, ranking 98th most affordable of 158 scored Alaska cities, compared with 98.5 statewide and 97.4 nationally. On a median-priced $360,200 home with 20% down, the Alaska average 30-year fixed rate of 7.24% means a monthly principal and interest payment of about $1,964, or 20% of the city’s $117,255 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Bethel is updated every night from live Alaska mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Bethel MBR-HAI 117.5 More Affordable Than Average
Rank in Alaska 98 of 158 1 = most affordable
Alaska 98.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.24% Alaska lenders
Median home value $360,200 U.S. Census Bureau

Bethel is 19.1 points above the Alaska score. Scores as of October 30, 2026. See the Alaska index

View Bethel Mortgage Rates

What It Takes to Buy in Bethel

$1,964/mo
Principal & Interest
Median home, 20% down, 7.24%
$84,200
Income Needed
To keep the payment at 28% of income
$117,255
Median Household Income
Alaska: $92,788
3.1x
Price-to-Income Ratio
Alaska: 3.8x
$2,026/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,241/yr
Median Property Tax
Alaska figure
20.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
19.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Bethel, Alaska. The rate is the Alaska average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Bethel Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Bethel, Alaska score: 117.5 (More Affordable Than Average), ranked 98 of 158 Alaska cities. monitorbankrates.com/housing-affordability-index/alaska/bethel”