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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Lower Kalskag, AK Housing Affordability Index

Lower Kalskag, Alaska has an MBR Housing Affordability Index score of 68.9 (Significantly Less Affordable) as of October 30, 2026, ranking 158th most affordable of 158 scored Alaska cities, compared with 98.5 statewide and 97.4 nationally. On a median-priced $300,000 home with 20% down, the Alaska average 30-year fixed rate of 7.24% means a monthly principal and interest payment of about $1,636, or 64% of the city’s $30,500 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Lower Kalskag is updated every night from live Alaska mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Lower Kalskag MBR-HAI 68.9 Significantly Less Affordable
Rank in Alaska 158 of 158 1 = most affordable
Alaska 98.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.24% Alaska lenders
Median home value $300,000 U.S. Census Bureau

Lower Kalskag is 29.5 points below the Alaska score. Scores as of October 30, 2026. See the Alaska index

View Lower Kalskag Mortgage Rates

What It Takes to Buy in Lower Kalskag

$1,636/mo
Principal & Interest
Median home, 20% down, 7.24%
$70,100
Income Needed
To keep the payment at 28% of income
$30,500
Median Household Income
Alaska: $92,788
9.8x
Price-to-Income Ratio
Alaska: 3.8x
$554/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,241/yr
Median Property Tax
Alaska figure
28.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
37.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Lower Kalskag, Alaska. The rate is the Alaska average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Lower Kalskag Ranks in Alaska

Cities with similar scores
#155Kachemak82.8 #156Homer81.1 #157Wasilla76.7
#158Lower Kalskag68.9
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Cite the Lower Kalskag Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Lower Kalskag, Alaska score: 68.9 (Significantly Less Affordable), ranked 158 of 158 Alaska cities. monitorbankrates.com/housing-affordability-index/alaska/lower-kalskag”