Best Homeowners Insurance in Midwest City, OK November 2026
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Brian McKay
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Homeowners insurance in Midwest City, Oklahoma costs a median of $1,749 per year ($146 per month) as of November 11, 2026. The cheapest major company open to all homeowners is State Farm at about $139 per month, and USAA runs about $124 per month for military members, veterans, and eligible family only. By company, that is $124/month with USAA (military members, veterans, and eligible family only), $139/month with State Farm, $146/month with Allstate, $153/month with Amica, and $197/month with Chubb, according to MonitorBankRates analysis of U.S. Census Bureau cost data for Midwest City and each company’s typical price positioning. Ratings for every major company are below.
Oklahoma scores 189.7 on our proprietary MBR Home Insurance Burden Index (severe burden, #2 heaviest of the 50 states and D.C.), which measures how hard insurance costs hit local incomes and home values against a national baseline of 100.
Figures are MonitorBankRates analysis of U.S. Census Bureau data for Midwest City, Oklahoma (what homeowners report paying) and NAIC 2023 state averages. Your actual premium depends on your home’s location, construction, claims history, coverage limits, and deductible. Last Updated and Verified: November 11, 2026
Best Homeowners Insurance Companies in Midwest City, Oklahoma
These are the top-rated homeowners insurance companies writing coverage in Oklahoma, ranked by the MonitorBankRates Carrier Rating, our independent score built from NAIC consumer complaint data (40%), price competitiveness (25%), AM Best financial strength (20%), and J.D. Power customer satisfaction scores (15%). Average monthly costs are derived from the Midwest City, Oklahoma median of $146/month (U.S. Census Bureau) adjusted for each company’s typical price positioning. They are planning figures, not quotes.
| # | Company | MonitorBankRates Rating | Avg. Cost/mo* | AM Best | NAIC Complaints |
|---|---|---|---|---|---|
| 1 | USAA | 5.0/5.0 | $124/mo | A++ | Far fewer complaints than expected |
| Best for: Military families and veterans (Military members, veterans, and eligible family only) · Pros: Highest J.D. Power satisfaction score in the study (not rank-eligible); replacement cost coverage standard; rates typically below market median. · Cons: Membership restricted to the military community; few local branch offices. | |||||
| 2 | State Farm | 4.6/5.0 | $139/mo | A++ | Fewer complaints than expected |
| Best for: Overall value and local agent network · Pros: Largest U.S. home insurer; extensive local agent network; competitive rates; strong bundling discounts with auto. · Cons: Coverage options and endorsements less flexible than some rivals; no flood coverage (NFIP referral only). | |||||
| 3 | Amica | 4.6/5.0 | $153/mo | A+ | Far fewer complaints than expected |
| Best for: Claims satisfaction and dividend policies · Pros: #1 in the J.D. Power 2025 Home Insurance Study; dividend policies can return part of the premium; strong customer service. · Cons: Premiums often above median; no local agents (direct writer). | |||||
| 4 | Chubb | 4.4/5.0 | $197/mo | A++ | Far fewer complaints than expected |
| Best for: High-value homes · Pros: Extended replacement cost and cash-settlement options; #2 in J.D. Power satisfaction; very low complaint volume. · Cons: Built for higher-value homes; premiums well above median for standard houses. | |||||
| 5 | Travelers | 4.3/5.0 | $143/mo | A++ | Fewer complaints than expected |
| Best for: Green home and roof coverage options · Pros: A++ financial strength; green rebuilding endorsement; broad discount menu including smart-home devices. · Cons: Below-average J.D. Power satisfaction score; some coverage varies by state. | |||||
| 6 | Nationwide | 4.3/5.0 | $146/mo | A+ | Fewer complaints than expected |
| Best for: Better Roof Replacement and ordinance coverage · Pros: Better Roof Replacement endorsement rebuilds with stronger materials; ordinance/law coverage standard on many policies. · Cons: Has pulled back capacity in some catastrophe-exposed markets; average premiums near or above median. | |||||
| 7 | Allstate | 3.9/5.0 | $146/mo | A+ | About as expected |
| Best for: Add-on endorsements and flood options · Pros: Wide endorsement menu (water backup, identity theft, yard coverage); private flood insurance available; large agent network. · Cons: Complaint volume runs slightly above the industry-expected level; rates vary widely by region. | |||||
| 8 | Farmers Insurance | 3.8/5.0 | $161/mo | A | About as expected |
| Best for: Tiered coverage packages · Pros: Three clear package tiers make comparison simple; claim forgiveness and declining deductibles available. · Cons: Premiums frequently above market median; has reduced presence in some high-risk states. | |||||
| 9 | Progressive Home | 3.8/5.0 | $149/mo | A+ | More complaints than expected |
| Best for: Bundling home with Progressive auto · Pros: Strong auto-bundle discounts; policies written through in-house and partner carriers for flexibility. · Cons: Home policies serviced by multiple underwriting partners, so experience varies; above-average complaint volume. | |||||
| 10 | Liberty Mutual | 3.3/5.0 | $161/mo | A | Far more complaints than expected |
| Best for: Online quoting and discounts · Pros: Fast online quotes; wide discount list including new-roof and claims-free discounts. · Cons: Complaint index runs well above the industry-expected level; premiums often above median. | |||||
MonitorBankRates Rating methodology: The MonitorBankRates Carrier Rating combines four independently verifiable measures of carrier performance. NAIC complaint data (40%): MonitorBankRates examined consumer complaints reported to state insurance regulators and published by the National Association of Insurance Commissioners. The NAIC calculates a complaint index for each insurer measuring its share of total complaints relative to its share of premiums; 1.0 means complaint volume matches market size, and lower is better. MonitorBankRates weights each group's homeowners-line complaint index across its subsidiaries. Price (25%): where a state insurance department publishes a premium comparison survey, carrier price scores are computed from those published premiums; otherwise from the carrier's typical price positioning in published national data. Financial strength (20%): AM Best Financial Strength Ratings. Customer satisfaction (15%): overall satisfaction scores from the J.D. Power 2025 U.S. Home Insurance Study (1,000-point scale). MonitorBankRates conducts this analysis independently, without endorsement by the NAIC, AM Best, or J.D. Power. *Average monthly costs are MonitorBankRates calculations: the Midwest City, Oklahoma median insurance cost from U.S. Census Bureau data, adjusted by each carrier's typical published price positioning. Your actual quote depends on your home and coverage choices. Availability of specific carriers varies; Oklahoma carriers shown write coverage in the state as of 2026.
Today’s True Monthly Cost of Owning in Midwest City, Oklahoma
Principal & interest at today’s OK average mortgage rate from our monitored lender network, plus Census property taxes and the insurance cost on this page. Updated daily.
On the median Midwest City home, insurance now adds $146 a month on top of the mortgage payment and property taxes. Because most lenders escrow insurance, a premium increase at renewal raises this total even on a fixed-rate loan; comparing carriers is the one piece of this stack you can shop every year.
MBR Home Insurance Burden Index (MBR-HIBI)
Our composite measure of how heavily homeowners insurance weighs on Oklahoma households, relative to a national baseline of 100.
A score of 189.7 means insurance consumes meaningfully more of a typical Oklahoma household’s income and home value than it does nationally. In markets like this, the spread between carriers is widest and shopping at every renewal matters most.
What Homeowners Insurance Costs in Midwest City, Oklahoma
Official figures from the U.S. Census Bureau and the National Association of Insurance Commissioners.
Compared to the Oklahoma statewide median of $2,152/yr, Midwest City homeowners pay 19% less. See the full Oklahoma guide
Oklahoma Homeowners Insurance Cost Trend and Forecast
Median paid per year, 2023 to 2025, with a forecast for 2026 and 2027. Census publishes yearly figures for cities of 65,000 or more, so this shows the Oklahoma statewide trend.
Forecast method and assumptions
These figures come from the U.S. Census Bureau, which asks homeowners in Oklahoma what they pay for insurance each year. Census started tracking this in 2023.
Since 2023, costs here have risen an average of 9.4% a year. The forecast assumes that pace continues, capped at 20% a year. The shaded area shows the range between the slowest and fastest year so far.
This is a MonitorBankRates forecast for planning, not a quote or a guarantee. Storm losses, reinsurance costs, and rebuilding prices can move premiums faster than any model expects.
Homeowners Insurance Cost in Midwest City, Oklahoma by Home and Coverage
Your deductible, roof, and claims history move the price more than almost anything else you control.
| Home and Coverage | Per Year | Per Month | vs. Typical Home |
|---|---|---|---|
| Typical home, $1,000 deductible | $1,749 | $146 | baseline |
| Home with a mortgage (Census median) | $1,822 | $152 | +4% |
| Home without a mortgage (Census median) | $1,653 | $138 | -5% |
| $500 deductible | $1,924 | $160 | +10% |
| $2,500 deductible | $1,592 | $133 | -9% |
| $5,000 deductible | $1,469 | $122 | -16% |
| New roof, no claims, bundled with auto | $1,487 | $124 | -15% |
| Older roof or a recent claim | $2,186 | $182 | +25% |
| High-risk location (coastal, wildfire, or hail zone) | $2,798 | $233 | +60% |
MonitorBankRates analysis: U.S. Census Bureau medians for Midwest City, Oklahoma, with typical industry rating factors for deductible, roof and claims history, and location risk. They show the size of each adjustment, not any one company’s price. Flood coverage is separate and not included.
Local Insurance Agent or Direct: How to Buy Homeowners Insurance in Midwest City
You can buy homeowners insurance in Midwest City three ways. A local agent works for one company (State Farm, Allstate) and handles your policy and claims in person. An independent agent can quote several companies at once, which helps most when a home is hard to place, such as an older roof, a past claim, or a coastal location. Direct companies sell online and by phone with no local office. Here is how each company rated on this page sells in Oklahoma.
| Company | Buy Through | Details |
|---|---|---|
| USAA | Direct | Online and phone, no local agents (military members, veterans, and eligible family only) |
| State Farm | Local agent | Its own local agents, one company only |
| Amica | Direct | Online and phone, no local agents |
| Chubb | Independent agent | Independent agents and brokers |
| Travelers | Independent agent | Independent agents, plus online |
| Nationwide | Local or independent agent | Its own and independent agents, plus online |
| Allstate | Local agent | Its own local agents, plus online |
| Farmers Insurance | Local agent | Its own local agents |
| Progressive Home | Direct or independent agent | Online and phone, plus independent agents |
| Liberty Mutual | Agent or direct | Its own agents, independent agents, and online |
Before you buy through any agent, confirm the agent holds an active Oklahoma property and casualty license with the Oklahoma Insurance Department. Licensing is public record in every state.
What If You Can’t Get Coverage in Oklahoma?
Oklahoma is one of the minority of states with no FAIR plan or state insurer of last resort. Oklahoma has no FAIR plan despite some of the nation's highest premiums, driven by tornado and hail losses.
If standard carriers decline your Midwest City, Oklahoma home, work with an independent agent who can access surplus lines insurers, specialty carriers that write higher-risk properties outside standard rate regulation. Expect higher premiums and read the policy form closely; surplus lines coverage is not backed by the state guaranty fund. Improving the risk itself, a new roof, updated electrical and plumbing, wildfire mitigation, is often the fastest route back to the standard market.
For consumer help, verifying an insurer’s license, filing a complaint, or understanding your rights after a nonrenewal, contact the Oklahoma Insurance Department, the state regulator overseeing every carrier writing homeowners coverage in Oklahoma.
Sources: Oklahoma Insurance Department; Insurance Information Institute. Program terms change, confirm current details before applying.
Flood Insurance in Oklahoma: Not Included in Your Policy
Standard Oklahoma homeowners policies exclude flood damage entirely. Flood coverage is a separate policy, purchased through the FEMA-run National Flood Insurance Program or a private flood insurer, and lenders require it for homes in FEMA high-risk flood zones. Pricing under FEMA’s Risk Rating 2.0 is set property by property, so the state average above is context, not a quote; two houses on the same street can pay very different amounts. Roughly one in four NFIP flood claims comes from outside mapped high-risk zones, which is why many Midwest City homeowners outside required zones carry it anyway. Most NFIP policies also carry a 30-day waiting period, so it cannot be bought as a storm approaches.
Source: FEMA National Flood Insurance Program pricing data (Risk Rating 2.0, single-family homes). Coverage terms and averages change as FEMA updates the program.
What Drives Homeowners Insurance Costs in Midwest City, Oklahoma
Midwest City, Oklahoma sits in the expensive tier of the U.S. homeowners insurance market, with typical costs running about 21% above the national median. Elevated premiums almost always trace back to catastrophe exposure, hurricane wind, hail, tornado, or wildfire risk, layered on top of rising rebuilding costs and reinsurance prices that carriers pass through to policyholders. In markets like this, the spread between the cheapest and most expensive quote for the same home is widest, which makes comparison shopping worth the most.
The gap between mortgaged and mortgage-free owners is telling: Midwest City owners with a mortgage report a median of $1,822/yr versus $1,653/yr without one, a 10% difference. Lender requirements for full replacement-cost dwelling coverage explain most of it, along with newer, larger homes among mortgaged owners. Owners without a mortgage have more freedom to tune coverage, though underinsuring a paid-off home is a risk in its own right.
Location & Catastrophe Exposure
The largest pricing factor at any Oklahoma address: modeled exposure to wind, hail, wildfire, and severe storms, plus rebuilding cost per square foot in your local market. Distance to a fire station and hydrant feeds the model too.
Roof Age & Construction
The roof is the most claim-prone part of a house. Carriers surcharge or decline older roofs, and some pay only depreciated value on them. Impact-rated shingles, hurricane straps, and masonry construction earn discounts in exposed areas.
Deductibles & Coverage Choices
Raising an all-peril deductible from $1,000 to $2,500 typically cuts the premium meaningfully. Where wind/hail or hurricane percentage deductibles apply, understand exactly what share of a storm loss you would carry before choosing the cheaper quote.
Claims History & Insurance Score
Prior claims follow you and the property through the CLUE database for up to seven years. Where Oklahoma permits credit-based insurance scoring, maintaining strong credit measurably lowers premiums.
How to Find the Best Homeowners Insurance in Midwest City, Oklahoma
There is no single best homeowners insurance company for every Midwest City home. Carriers price the same house differently, sometimes by hundreds of dollars, and in a high-cost market like Midwest City the spread between quotes is at its widest, so the best homeowners insurance in Midwest City, Oklahoma is found by comparing, not by picking a name-brand carrier on reputation alone. A practical process:
1. Get 3 to 5 Quotes for Identical Coverage
Match dwelling limit, deductible, and endorsements across every quote so you are comparing price alone. The cheapest quote for stripped-down coverage is not the best policy, it is just the cheapest.
2. Check Financial Strength & Complaints
The best carriers pay claims promptly after a widespread disaster. Check AM Best financial strength ratings and the NAIC complaint index (1.0 is average; lower is better) before buying on price.
3. Verify Replacement-Cost Coverage
Confirm the policy pays full replacement cost on the dwelling and, ideally, the roof. Actual-cash-value roof coverage is a common way cheap policies underdeliver at claim time in Oklahoma.
4. Stack Discounts & Re-Shop at Renewal
Bundle home and auto, document mitigation upgrades, and raise the deductible to what you could comfortably absorb. Then re-shop every renewal, the best homeowners insurance rate in Midwest City this year may come from a different carrier next year.
Financing a Roof or Mitigation Upgrades in Midwest City
A new roof, storm shutters, or wildfire mitigation can cut your premium and move a declined home back into the standard market. Many Oklahoma homeowners fund those projects with home equity.
Insurance in the Cost of Owning a Midwest City Home
For most Midwest City buyers, insurance is the third-largest recurring cost of ownership after the mortgage payment and property taxes, and because most lenders escrow it with the monthly payment, a premium increase at renewal raises your total monthly housing cost even on a fixed-rate loan. Premium inflation has outpaced general inflation in much of the country in recent years, which is why shopping your policy at every renewal, not only at purchase, is one of the highest-value habits a homeowner can build.
Data sources: U.S. Census Bureau (owner costs, cost burden, income); NAIC; U.S. Bureau of Labor Statistics (CPI).
Midwest City, Oklahoma Insurance Cost Estimator
Benchmark a ballpark annual premium from the local cost per $1,000 of home value, prefilled with the Midwest City median home value. Adjust anything to match your situation.
Estimate only, benchmarked to official Census and NAIC figures for Midwest City, Oklahoma. Not a quote; excludes flood, earthquake, and windstorm-pool surcharges. Use the quote tool at the top of this page for real pricing.
Types of Homeowners Insurance in Midwest City, Oklahoma
Policies follow standardized "HO" forms. When comparing Midwest City quotes, confirm which form you are being offered, a cheaper quote is often a thinner form.
HO-3, Special Form (Most Common)
The standard for Oklahoma single-family homes: open-perils coverage on the dwelling, named-perils on personal property. The NAIC average premiums cited on this page are based on this form.
HO-5, Comprehensive Form
Open-perils coverage on both dwelling and contents, usually with replacement-cost contents. Typically modestly more expensive than an HO-3 and worth quoting for newer, well-maintained homes.
HO-6, Condo Insurance
Covers a condo unit’s interior, personal property, liability, and loss assessment from the association’s master policy deductible. Match the dwelling limit to whether the master policy is "bare walls" or "all-in."
HO-4, Renters Insurance
Personal property, liability, and loss-of-use coverage for Midwest City tenants, the landlord’s policy covers the building. Inexpensive relative to homeowners coverage and increasingly required by landlords.
Flood Insurance, NFIP & Private
Sold separately everywhere, including Oklahoma. The FEMA-run NFIP caps residential building coverage at $250,000; private flood carriers can go higher. Lenders require it in FEMA high-risk zones, but flooding routinely damages homes outside mapped zones too.
Surplus Lines Coverage
With no FAIR plan in Oklahoma, declined homes are written by surplus lines carriers through independent agents, higher cost, and not backed by the state guaranty fund, so read the form closely.
Homeowners Insurance Product Information
How Homeowners Insurance Works
A homeowners policy pays to repair or rebuild your Midwest City home and replace your belongings after a covered loss, and defends you against liability claims if someone is injured on your property. You pay an annual premium; when a covered loss occurs, the insurer pays above your deductible up to your coverage limits. Because a mortgaged home is the lender’s collateral, insurance is effectively mandatory for financed purchases in Oklahoma.
How Insurance Interacts With Your Mortgage
Most lenders collect one-twelfth of the annual premium with each mortgage payment and pay the insurer from escrow. When your premium rises at renewal, the servicer recalculates the escrow and your total monthly payment goes up, even on a fixed-rate loan. If coverage lapses, the lender buys force-placed insurance: several times more expensive, and it protects only the lender’s interest, not your belongings or liability.
Replacement Cost vs. Actual Cash Value
A replacement cost policy pays to rebuild or replace with new materials; an actual cash value policy deducts depreciation, a 15-year-old roof might be reimbursed at a fraction of its replacement price. ACV forms and roof-specific ACV endorsements are increasingly common on older Oklahoma homes because they carry lower premiums, know which basis applies to your dwelling, roof, and contents before buying on price.
How to Lower Your Premium
In rough order of impact: shop 3-5 carriers at every renewal (loyalty is routinely penalized); raise your deductible to the highest amount you could comfortably pay overnight; bundle home and auto; upgrade the roof and document mitigation features; avoid small claims that cost more in surcharges than they pay; and maintain strong credit where Oklahoma permits credit-based insurance scoring. In hard-to-insure areas, an independent agent with surplus lines access keeps you covered while you improve the risk.
Bundling Home and Car Insurance in Midwest City
Most carriers advertise a discount for keeping both policies in one place. No regulator publishes a verified figure for how large that discount is—NAIC premium data reports what people actually paid, with any discount already applied and inseparable from the rest of the price. What can be established from public data is which carriers write both lines in Oklahoma, what each line costs, and how a carrier’s complaint record on one line compares with the other.
The combined figure covers one home and one insured vehicle. NAIC reports auto premiums per insured vehicle, so a two-car household in Oklahoma would run closer to $4,830 per year. Combined cost here is +22% versus the U.S. average of $2,995, ranking #6 most expensive of 51 states. NAIC publishes premiums at state level only, so these figures reflect Oklahoma statewide.
9 Carriers Write Both Home and Auto in Oklahoma
You can only bundle with a carrier that writes both lines. Ratings are the MonitorBankRates Carrier Rating for each line separately—they are scored on different studies and are not interchangeable.
| Company | Home rating | Auto rating |
|---|---|---|
| USAA Eligibility restricted | 5.0 | 4.7 |
| Amica | 4.6 | 4.6 |
| State Farm | 4.6 | 4.6 |
| Travelers | 4.3 | 4.5 |
| Nationwide | 4.3 | 4.2 |
| Allstate | 3.9 | 4.0 |
| Progressive | 3.8 | 4.1 |
| Farmers Insurance | 3.8 | 3.8 |
| Liberty Mutual | 3.3 | 3.7 |
Chubb writes homeowners coverage in Oklahoma but not auto. GEICO, Mercury Insurance write auto but not homeowners. Bundling is not an option with those carriers, whatever discount they advertise on their other lines.
Where a carrier’s two records disagree
A discount is worth less than a clean claims experience on the policy you are more likely to use. These carriers land in different NAIC complaint bands on their two lines—1.00 is the level expected given premium volume, so higher is worse:
- USAA—homeowners 0.45 (far fewer complaints than expected), auto 0.68 (fewer complaints than expected).
- Allstate—homeowners 1.10 (about as expected), auto 0.90 (fewer complaints than expected).
- Progressive—homeowners 1.20 (more complaints than expected), auto 0.95 (about as expected).
- Liberty Mutual—homeowners 1.51 (far more complaints than expected), auto 1.20 (more complaints than expected).
Source: NAIC complaint index data. A gap in either direction is a reason to price the two policies separately before accepting a bundle.
How to check what bundling is actually worth to you
- Pick three carriers from the table above that write both lines in Oklahoma.
- Get a standalone quote for each policy, with identical coverage limits and deductibles at every carrier.
- Then ask for the bundled price at the same three carriers, same limits.
- Compare the bundled total against the cheapest standalone combination you found—they are frequently not the same carrier.
- Before deciding, check both complaint records above and each carrier’s AM Best rating.
The NAIC’s own consumer guidance lists insuring your home and car with the same company as a discount to ask about—it publishes no figure for what it is worth, and neither do we.
Methodology & Data Sources
Government & Regulator Data, Not Advertiser Data: The Midwest City, Oklahoma cost figures on this page come exclusively from official sources: the U.S. Census Bureau American Community Survey, which reports the annual homeowners insurance costs households actually pay, and the National Association of Insurance Commissioners (NAIC), which publishes average premiums from regulator filings.
Census Insurance Costs: Medians are computed from the ACS homeowners insurance cost distribution (table B25141) at the city level where published (the newest 1-year estimates for cities of 65,000 or more, 5-year estimates for smaller cities), with statewide fallback. Figures reflect what owner-occupied households report paying, including owners with and without a mortgage.
NAIC Average Premiums: State averages reflect the HO-3 owner-occupied policy form for 2023, the most recent year published. NAIC data runs about two years behind the market, which is why this page leads with the Census figures, what homeowners report actually paying.
Cost by Home and Coverage: The cost by home and coverage table applies typical industry rating factors for deductible, roof and claims history, and location risk to the Midwest City, Oklahoma median. With and without mortgage figures are Census medians. The factors show the size of each adjustment, not any one company’s price.
State Program Information: FAIR plan and windstorm pool details come from the Oklahoma Department of Insurance, the plan associations, and the Insurance Information Institute, reviewed as programs change.
Live MonitorBankRates Lender Data: The mortgage and home equity rates on this page are proprietary MonitorBankRates data. Our systems track rates directly from the official websites of over 8,000 banks and credit unions; the Oklahoma averages shown are computed nightly across every verified lender rate in our monitoring network and refreshed on this page daily. The "True Monthly Cost of Owning" figure combines that live 30-year average (20% down on the local Census median home value) with Census median property taxes and the insurance cost shown on this page.
MBR Home Insurance Burden Index: Our proprietary MBR-HIBI score compares insurance costs against local incomes and home values, with 100 representing the national baseline: insurance cost as a share of median household income (50% weight), cost per $1,000 of home value (30%), and the share of owners paying $4,000 or more per year (20%). All inputs are U.S. Census Bureau data; the full methodology and all-state rankings are published on our Home Insurance Burden Index page.
A Note on the Quote Tool: The quote comparison widget on this page is provided by a third-party advertising partner, and we may receive compensation when you use it. Advertiser relationships have no influence on the government figures presented here.
Frequently Asked Questions about Homeowners Insurance in Midwest City, Oklahoma
Is homeowners insurance expensive in Midwest City, Oklahoma?
What is the average homeowners insurance premium in Midwest City, Oklahoma?
Is there a FAIR plan in Midwest City, Oklahoma?
Does homeowners insurance in Midwest City, Oklahoma cover flood damage?
Is homeowners insurance required in Midwest City, Oklahoma?
What share of income goes to homeowners insurance in Midwest City, Oklahoma?
How many homeowners in Midwest City, Oklahoma pay over $4,000 a year for insurance?
Who has the best homeowners insurance in Midwest City, Oklahoma?
How can I lower my homeowners insurance premium in Midwest City, Oklahoma?
How much is flood insurance in Midwest City, Oklahoma?
What is the MBR Home Insurance Burden Index for Midwest City, Oklahoma?
Why did my homeowners insurance go up in Midwest City, Oklahoma?
Will homeowners insurance go up in Midwest City, Oklahoma?
Can I bundle home and car insurance in Midwest City, Oklahoma?
How much does home and car insurance cost together in Oklahoma?
How much do you save bundling home and auto insurance?
Is it always better to bundle home and car insurance?
How much is homeowners insurance in Midwest City, Oklahoma?
- Median annual cost: $1,749/yr
- With a mortgage: $1,822/yr
- Without a mortgage: $1,653/yr
- NAIC OK avg premium: $2,486/yr
- vs. national median: +21%
- Per $1,000 of home value: $10.63
