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United Central CD Rates: 12 month Super Installment CD Rate of 2.57%

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United Central Bank is currently advertising regular certificates of deposit, Individual Retirement Account (IRA) certificates of deposit and CDARS certificates of deposit and their Super Installment certificate of deposit.

The bank's regular CDs range in terms between 3 months and 60 months. The bank's IRA CDs range in terms between 12 months and 60 months. Certificate of Deposit Account Registry Service (CDARS) CDs range in terms of 1 month to 60 months. Super Installment CDs range in terms of 12 months to 60 months.



The bank's best CD rate is on their 12 month Super Installment CD. Their current bank CD rate is 2.57 percent with an annual percentage yield of 2.60 percent. To earn this rate and yield you must have a checking account.

Current CD Rates and APY


Regular CD Rates and APY



  • 3 month CD - 0.35% Rate 0.35% APY

  • 6 month CD - 0.60% Rate 0.60% APY

  • 12 month CD - 1.19% Rate 1.20% APY

  • 18 month CD  - 1.59% Rate 1.60% APY

  • 24 month CD - 1.49% Rate 1.50% APY

  • 36 month CD - 1.49% Rate 1.50% APY

  • 48 month CD - 1.98% Rate 2.00% APY

  • 60 month CD - 2.23% Rate 2.25% APY


IRA CD Rates and APY



  • 12 month CD - 1.24% Rate 1.25% APY

  • 18 month CD - 1.59% Rate 1.60% APY

  • 24 month CD - 1.59% Rate 1.60% APY

  • 36 month CD - 1.59% Rate 1.60% APY

  • 48 month CD - 2.08% Rate 2.10% APY

  • 60 month CD - 2.32% Rate 2.35% APY


CDARS CD Yields



  • 1 Month 0.20% APY

  • 3 Months 0.25% APY

  • 6 Months 0.40% APY

  • 12 Months 0.95% APY

  • 18 Months 1.25% APY

  • 24 Months 1.50% APY

  • 30 Months 1.60% APY

  • 36 Months 1.65% APY

  • 48 Months 2.00% APY

  • 60 Months 2.00% APY


Super Installment CD Yields



  • 12 Months 2.60% APY

  • 24 Months 2.60% APY

  • 36 Months 2.60% APY

  • 60 Months 2.60% APY


United Central Bank has branches in New York, New Jersey, Texas and Illinois. Certificate of deposit accounts have a minimum opening balance of $1,000. CDARS CD accounts have a minimum opening deposit of $250,000. For a list of current CD rates visit www.ucbtx.com/rates.cfm.
 
Author: Brian McKay
April 26th, 2010