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Today’s Mortgage Refinance Rates, 30 Year Mortgage Rates at 4.81%

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Today's mortgage refinance rates are down to 4.81 percent, the lowest level in 2010. Mortgage refinance rates are lower because Treasury yields are lower. 10 year Treasury yields were down to 3.20 percent on Friday, the lowest level since December of 2009.

The intra-day low at the opening was actually even lower at 3.11 percent due to concerns regarding the European Union and the euro. You can find mortgage rates and refinance rates lower than the national averages. Right now Wells Fargo Bank is currently advertising 30 year mortgage rates at 4.75 percent.

Looking for current mortgage rates and mortgage refinance rates? Use our mortgage rate tables at to find the lowest current mortgage rates available in your state.

15 year refinance mortgage rates are also down today. The current 15 year mortgage refinance rate is averaging 4.28 percent, a decline from an average 15 year refinance mortgage rate of 4.33 percent earlier this week.

We recently reviewed Keary Federal Savings Bank's mortgage rates. Their current 15 year mortgage rate is advertised at 4.375 percent. You can also get a 10 year mortgage rate for 4.50 percent at Alabama Credit Union.

Today's Jumbo Refinance Mortgage Rates

Current 30 year jumbo refinance mortgage rates are averaging  5.38 percent today, down from an average 30 year jumbo refinance rate of 5.54 percent on Monday.

Current 15 year jumbo mortgage refinance rates are averaging 4.80 percent, a decline from Monday’s average jumbo refinance loan rate of 4.88 percent.

Today's Adjustable Refinance Mortgage Rates

Today’s 1 year conforming adjustable refinance mortgage rates are averaging 3.82 percent, down from an average 1 year adjustable refinance rate of 3.85 percent.

Currently, 3 year conforming adjustable mortgage refinance rates are averaging 4.35 percent, unchanged from Monday’s average refinance mortgage rate.

Current 5 year conventional refinance adjustable mortgage rates are averaging 3.90 percent, down from Monday’s average loan refinance rate of 3.95 percent.

Current 7 year conforming adjustable refinance mortgage loan rates are averaging 4.13, down from an average 7 year refinance interest rate of 4.14 percent.

Today’s 10 year adjustable refinance mortgage rates are averaging 4.49 percent, down from an average mortgage refinance home loan rate of 4.51 percent.

Current Jumbo Adjustable Refinance Mortgage Rates

Today’s 1 year jumbo adjustable mortgage refinance rates are averaging in at 5.95 percent, unchanged from Monday’s average 1 year jumbo adjustable refinance mortgage rate.

Currently, 3 year jumbo adjustable refinance rate loans are averaging 5.05 percent, down from an average jumbo home loan refinance rate of 5.11 percent.

Current 5 year jumbo refinance ARMs are averaging 4.40 percent, a decline from Monday’s average refi mortgage rate of 4.50 percent.

The current average 7 year jumbo refinance adjustable rate is at 5.14 percent, down from an average refinance loan mortgage rate of 5.32 percent.

Current 10 year jumbo mortgage refinance rates are averaging 5.56 percent, a decline from Monday’s average 10 year jumbo mortgage refinance interest rate of 5.80 percent.
Author: Brian McKay
May 23rd, 2010