Tinker Federal Credit Union (TFCU) Click Rewards Checking Account

Tinker Federal Credit Union (TFCU) based in Oklahoma City, Oklahoma, is advertising a rewards checking account that has one of the best checking account rates available anywhere. Tinker Federal Credit Union's Click Checking account currently has a rate of 3.20 percent and a checking yield of 3.25 percent.

Tinker Federal Credit Union's reward checking rate is also one of the highest deposit rates available in Oklahoma City or anywhere in the U.S. As with any rewards checking account there are monthly transaction requirements that have to be met to earn the rate and yield.

If you fail to meet the requirements any month the rate and yield drops to 0.40 percent. There is also a cap on the deposit amount that earns the rate and yield. The cap at TFCU is $30,000, which is slightly higher than most reward amounts of $25,000. Balances over $30,000 earn a rate and yield of 0.50 percent, which isn't bad for a checking account.

TFCU Click Checking monthly requirements:

• Use TFCU’s Home Branch (online access to your TFCU accounts)

  Pay at least one bill through TFCU’s BillPay Online

• Make a minimum of 10 MoneyPlus purchase transactions (signature or PIN-based)
• Sign up for e-Statements and e-Notices
• Have a direct deposit or ACH transfer

TFCU Click Checking benefits:

• only $25 or direct deposit to open
• no monthly service charge
• no minimum balance
• first box of 100 checks free
• no transaction limits
• no per transaction charges
• no monthly or annual fee for MoneyPlus™ Visa check card
• no transaction fee from TFCU for making deposits, withdrawals or transfers
• no surcharge fee at TFCU ATMs, ATM Zone ATMs and TransFund NC ATMs

To apply for the Click Checking Account at TFCU go to tinkerfcu.org.