Mortgage rates have made several record lows the past month and are hovering just above an all-time low. As a result of low mortgage rates homeowners are refinancing their mortgage to a lower rate often choosing a 15 year loan instead of a 30 year loan. Current mortgage rates on 30 year home loans are averaging 4.23%, up from yesterday's average 30 year mortgage rate of 4.18%. Mortgage rates on 15 year mortgages are averaging 3.38%, up slightly from yesterday’s average 15 year mortgage rate of 3.37%.

Compare current mortgage rates by using our mortgage rate tables here: Curernt Mortgage Rates Today. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Today's mortgage rates on 30 year jumbo mortgages are averaging 4.56%, from yesterday’s average 30 year jumbo mortgage rate of 4.53%. Today's 15 year jumbo mortgage rates are averaging 3.82%, unchanged from yesterday's average 15 year jumbo mortgage rate.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com this past Monday:

Mortgage Rates

Today's Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.62%, down from last week’s average 1 year adjustable jumbo mortgage rate of 3.63%.

Current 3 year adjustable mortgage rates today are averaging 2.88%, down from last week’s average 3 year adjustable mortgage rate of 3.11%.

5 year adjustable mortgage rates are averaging 3.29%, up from the prior week’s average 5 year adjustable rate of 3.03%.

Today’s 7 year adjustable mortgage rates are averaging 3.10%, down from the previous week’s average 7 year adjustable mortgage rate of 3.16%.

10 year adjustable mortgage rates currently are averaging 3.52%, down from last week’s average 10 year adjustable rate of 3.58%.

Adjustable Jumbo Mortgage Rates Today

Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, up from last week’s average adjustable jumbo mortgage rate of 3.46%.

3 year adjustable jumbo rates today are averaging lower at 3.56%, up from last week’s average 3 year jumbo adjustable rate of 3.36%.

5 year adjustable jumbo mortgage rates current are averaging 3.12%, down from last week’s average jumbo adjustable rate of 3.17%.

7 year jumbo adjustable mortgage loan rates are averaging 3.45%, down from last week’s average 7 year adjustable home loan rate of 3.49%.

10 year jumbo loan rates are averaging 3.95%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.03%.

Convention IO Adjustable Mortgage Rates Currently

3 year interest only adjustable mortgage loan rates are averaging 3.17%, down from last week’s average interest only mortgage loan rate of 3.21%.

5 year IO adjustable loan mortgage rates are averaging 2.95%, down from last week’s average five year interest only mortgage rate of 3.09%.

7 year interest only adjustable mortgage loan rates are averaging 3.17%, down from last week’s average 7 year interest-only mortgage interest rate of 3.20%.

Today's IO Jumbo Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.59%, down from last week’s average jumbo adjustable interest only rate of 3.64%.

Current 5 year adjustable jumbo interest only rates are averaging 3.32%,  down from last week’s average IO home mortgage interest rate of 3.33%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.64%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.71%.

Current Home Equity Loan Rates

10 year home equity loan rates are averaging 6.73%, up from last week’s average home equity loan rate of 6.72%.

15 year home equity rates are averaging 6.62%, down from last week’s average home equity loan rate of 6.67%.

HELOC Rates Today

Home equity line of credit rates currently are averaging 5.03%, unchanged from last week’s average rate HELOC rate.

Use our free mortgage rate widget to display average mortgage rates on your website.