The average 15 year fixed mortgage rate is up to 4.33 percent for the week ending March 18, 2010, a increase from the prior week’s average mortgage interest rate of 4.32 percent. Average mortgage points remained at 0.7 points, unchanged from the previous week.
5 year U.S. Treasury-indexed adjustable mortgage rates are averaging 4.09 percent, up from the previous week’s average mortgage rate of 4.05 percent. Mortgage discount points averaged 0.6 points.
1 year Treasury indexed adjustable mortgage rates averaged 4.12 percent this week, down from the previous week’s average interest rate of 4.22 percent. Mortgage points were unchanged at 0.6 points.
Jumbo Mortgage Rates
30 year jumbo mortgage rates are averaging 5.57 percent this week, a decrease from the last week’s average home loan rate of 5.73 percent.
The average 15 year jumbo mortgage interest rate is at 4.98 percent this week, a decline from last week’s average jumbo loan mortgage rate of 5.13 percent. Adjustable Conforming Mortgage Rates
The average conforming 1 year adjustable rate mortgage is at 4.37 percent this week, down from the prior week’s average 1 year home loan rate of 4.40 percent.
The average 3 year conforming adjustable mortgage interest rate is at 4.49 percent this week, a decrease from the previous week when 3 year home mortgage interest rates averaged 4.55 percent.
5 year conforming adjustable mortgages are averaging 3.94 percent this week, a increase from last week’s average home loan rate of 3.86 percent.
7 year conforming ARMs are averaging 4.47 percent, up from the prior week’s average mortgage loan interest rate of 4.41 percent.
10 year adjustable bank mortgage rates are averaging 4.75 percent this week, down slightly from last week’s average mortgage interest rate of 4.76 percent.
Adjustable Jumbo Mortgage Rates
The average 1 year jumbo ARM is at 5.59 percent this week, unchanged from the prior week’s average home loan interest rate.
The average 3 year jumbo ARM is at 5.14 percent this week, a decrease from the prior week’s average home loan rate of 5.29 percent.
The average 5 year jumbo ARM is at 4.63% this week, down from the previous week’s average mortgage rate of 4.70%.
7 year jumbo ARMs are averaging 5.38 percent this week, down from last week’s average loan mortgage rate of 5.44 percent.
10 year jumbo mortgage interest rates are averaging 5.84 percent this week, down from last week’s average 10 year rate of 5.86 percent.
Interest Only Mortgage Rates
The average 3 year interest only mortgage rate is at 4.74% this week, down from the prior week’s average mortgage interest rate of 4.79%.
The average 5 year interest only home loan is at 4.13% this week, up from last week’s average five year home interest only mortgage rate of 3.98%.
7 year IO home loans are averaging 4.65% this week, an increase from last week’s average interest rate of 4.59%.
Jumbo Interest Only Mortgage Rates
3 year jumbo IO loans are averaging 5.67 percent this week, up from last week’s jumbo interest mortgage rate of 5.63 percent.
The average 5 year jumbo IO loan rate is at 5.28 percent, down from the prior week’s average IO mortgage rate of 5.30 percent.
7 year jumbo IO loans are averaging 5.76 percent, down from the prior week’s average jumbo 7 year rate of 5.82 percent.
Home Equity Loan Rates
The average home equity loan rate was up this week over last. 10 year home equity loan rates are at 7.481 percent this week, unchanged from last week’s average equity home loan rate. 15 year home equity rates averaged 7.805 percent, unchanged from last week’s average home equity rate.
Home Equity Line of Credit Rates (HELOC)
Average home equity line of credit rates are at 4.777 percent this week, unchanged from last week’s average HELOC rate
Mortgage Refinance Rates
Adjustable Refinance Mortgage Rates – Conforming Loans
1 year adjustable refinance loan rates are averaging 4.48% this week, up from last week when 1 year loan refinance rates averaged 4.40%.
3 year adjustable refi rates are averaging 4.51% this week, an increase from the prior week’s mortgage loan refinance rate of 4.44%.
The average 5 year adjustable refinance interest rate is at 3.97% this week, up from last week’s average mortgage refinance interest rate of 3.99%.
The average 7 year conforming mortgage refinance rate is at 4.42%, an increase from last week’s average mortgage refinance rate of 4.38%.
The average 10 year refinance mortgage rates is at 4.82% this week, up from last week’s refinance rate of 4.77%.
Jumbo Refinance Mortgage Rates
The average 1 year jumbo adjustable refinance rate is at 5.59%, unchanged from last week’s average refinance rate.
3 year jumbo adjustable refi rates are averaging 5.14%, down from last week’s average adjustable refinance loan interest rate of 5.18%.
The average 5 year jumbo refinance interest rate is at 4.63% this week, up from last week’s average refinance bank rate of 4.58%.
7 year jumbo refinance home loan rates are averaging 5.34% this week, a decrease from last week’s average refinance home loan rate of 5.46%.
10 year home refi rates are averaging 5.88% this week, up from the prior week’s average 10 year home refinance rate of 5.81%,
Looking into refinancing your mortgage: Use our refinance rate tables to find the best refinance rates: MortgageRates.MonitorBankRates.com
Current mortgage rates were slightly higher in this week's mortgage survey with the exception of 1 year adjustable mortgage rates which were down 10 basis points to 4.22 percent. 30 year mortgage rates averaged 4.96 percent for the week ending March 18, 2010 in the current Primary Mortgage Market Survey released by Freddie Mac. Average mortgage discount points on 30 year mortgages remained unchanged at 0.7 points.
