Current Bank CD Rates

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(//cdrates.monitorbankrates.com) As we start the year of 2010 bank CD rates head down again this week.  It will be nice when we can start writing about CD rates increasing, hopefully sometime later in the year. The average 3 month bank CD rate is at 0.514 percent this week, down from last week’s average 3 month CD rate of 0.522 percent.

Current Bank CD Rates Looking for the Current CD Rates? Use our bank CD rates table to find the best CD rates. Best CD Rates



Using our bank CD rate tables, UFB Direct tops the list of 3 month CD rates at banks. UFB Direct's current 3 month certificate of deposit has an annual percentage yield of 1.22 percent. That CD rate is more than double the national average 3 month CD rate.

The average 12 month CD rate is currently at 1.036 percent, down from the prior week's average 12 month CD rate of 1.043 percent. GiantBank.com tops our list of 12 month CD rates and CD yields. GiantBank's 12 month CD yield is 1.81 percent.

Bank CD Rates


  • 3 month CD rates are averaging 0.514 percent this week, down from last week’s average rate of 0.522 percent.

  • 6 month CD interest rates are at 0.758 percent, down from the prior week’s average rate of 0.775 percent.

  • 12 month certificate of deposit rates are averaging 1.036 percent, down from the previous week’s average rate of 1.051 percent.

  • 18 month CD rates are averaging 1.205 percent, down from last week’s average rate of 1.217 percent.

  • 24 month rates are averaging 1.512 percent this week, down from the previous week’s average of 1.524 percent.

  • 36 month CD interest rates are at 1.843 percent, down from the prior week’s average of 1.849 percent.

  • 48 month CD rates are averaging 2.074 percent, down from last week’s average rate of 2.075 percent.

  • 60 month certificate of deposits are averaging 2.360 percent, up from the prior week’s average rate of 2.356 percent.

  • Search for the highest bank CD rates in your zip code here: Search for the highest CD rates.
     
    Author: Brian McKay
    January 11th, 2010