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Credit Card Rates: Average Rates This Week

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Average rates on credit cards are mixed this week over last week. The only category that saw the average rate increase is on our reward credit card list. The current average rewards credit card rate is at 12.26 percent, up from the previous week's average of 12.24 percent. 

Searching for the best credit card rates? Compare rates by category by searching our credit card rate lists.  

The current average rate on low balance transfer cards is at 7.81 percent, down from last week's average of 7.82 percent. Small business credit card rates are averaging 12.42 percent, down from last week's average of 12.43 percent.

Secured card rates are still the highest average rates on our lists. Secured card rates are averaging 15.87 percent, unchanged from last week's average. Secured cards are designed for people who are just starting out building their credit and for people who are rebuilding their credit history.

 Average Credit Card Rates This Week

  • Low Introductory Rate Cards 0.622%

  • Low Balance Transfer Rate Cards 7.81%

  • Reward Credit Cards 12.26%

  • No Annual Fee Cards 12.36%

  • Small Business Cards 12.42%

  • Platinum Cards 12.64%

  • Cash Back Cards 12.47%

  • Frequent-Flyer Cards 13.89%

  • Student Credit Cards 12.94%

  • Credit-Builder Credit Cards 15.26%

  • Secured Credit Cards 15.87%

Wesite owners, use our free credit card rate widgets to display average rates on your site.
Author: Robert Till
February 8th, 2011