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 Westchester Schools Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 30, 2026
Westchester Schools Federal Credit Union's Personal Loan Rates are at 6.00%. MonitorBankRates evaluates the financial stability of Westchester Schools Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.08%. Rates last updated and verified on 08/30/2026. Westchester Schools Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westchester Schools Federal Credit Union? Share your experience about Westchester Schools Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Westchester Schools Federal Credit Union. Westchester Schools Federal Credit Union
Credit Union Office 118 S Ridge St Ste 3
https://portchesterteachersfcu.org Rye Brook, NY 10573 2848 
Westchester Schools Federal Credit Union Auto Loan Rates
Westchester Schools Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Westchester Schools Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Westchester Schools Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Westchester Schools Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Westchester Schools Federal Credit Union
Address
118 S Ridge St Ste 3,
Rye Brook, NY 10573 2848
Phone
914-939-4870
Fax
914-939-2896
President
Leslie Salvatore
CEO
Steven Cohen
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.08%
Return on Assets (ROA)
0.3942%
Return on Equity (ROE)
3.5548%
Non-Performing Loans Ratio (NPL)
0.03%
Total Assets
38,691,263
Total Amount of Shares and Deposits
33,785,841
Total Shares and Deposits < 1 Year
33,785,841
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,711,960
Total Uninsured Shares and Deposits > $250K (F+J)
2,711,960
Total Insured Shares and Deposits > $250K (item 17 less item K)
31,073,881
Total Interest Expense (Sum of items 6 8)
198,830
Share Certificates
27
Number of Accounts for Share Drafts
914
IRA KEOGH Accounts
46
Number of Accounts for Regular Shares
2,739
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,458,666
Total Liabilities
34,400,434
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Add Your Rating and Review for Westchester Schools Federal Credit Union
Frequently Asked Questions About Westchester Schools Federal Credit UnionHow many branches does Westchester Schools Federal Credit Union operate?Westchester Schools Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Westchester Schools Federal Credit Union?Yes, to access services at Westchester Schools Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Westchester Schools Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Westchester Schools Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Westchester Schools Federal Credit Union offer online and mobile banking?Most modern institutions like Westchester Schools Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://portchesterteachersfcu.org. Compare to Other Credit Unions
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