MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. WTNM Atlantic Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

WTNM Atlantic Federal Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

WTNM Atlantic Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not WTNM Atlantic Federal Credit Union, and you can see how they compare in the WTNM Atlantic Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of WTNM Atlantic Federal Credit Union with a 4.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 23.01%. Database rates last updated and verified on 08/29/2026.

WTNM Atlantic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WTNM Atlantic Federal Credit Union? Share your experience about WTNM Atlantic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WTNM Atlantic Federal Credit Union.

Overall Health & Safety Grade ?
B-
Adequate Health Score: 82/100
MonitorBankRates Rating ?
4.3
Excellent Out of 5.0 Stars
Texas Ratio ?
23.01%
Good Higher than avg
WTNM Atlantic Federal Credit Union
WT NM Atlantic Federal Credit Union
320 E Broadway ST Ste B
Denver City, TX 79323 3254
Member NCUA

Current Rate Availability

We're not currently displaying rates for WTNM Atlantic Federal Credit Union, but our database is updated constantly — check back soon for the latest offers.

Are you with WTNM Atlantic Federal Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for WTNM Atlantic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WTNM Atlantic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WTNM Atlantic Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WTNM Atlantic Federal Credit Union
Website N/A
Address 320 E Broadway ST Ste B, Denver City, TX 79323 3254
Phone 806-592-9225
Fax 806-592-3330
President Kay Grandon
CEO Joe English
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.3 / 5.0 ★
Overall Health & Safety Grade
B- (82/100)
Texas Ratio
23.01%
Return on Assets (ROA)
1.3047%
Return on Equity (ROE)
5.6264%
Non-Performing Loans Ratio (NPL)
8.46%
Total Assets
1,899,401
Total Amount of Shares and Deposits
1,441,944
Total Shares and Deposits < 1 Year
1,441,944
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,441,944
Total Interest Expense (Sum of items 6 8)
19,267
Share Certificates
22
Number of Accounts for Regular Shares
377
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
237,782
Total Liabilities
1,458,957
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for WTNM Atlantic Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for WTNM Atlantic Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About WTNM Atlantic Federal Credit Union

How many branches does WTNM Atlantic Federal Credit Union operate?

WTNM Atlantic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WTNM Atlantic Federal Credit Union?

Yes, to access services at WTNM Atlantic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WTNM Atlantic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WTNM Atlantic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does WTNM Atlantic Federal Credit Union offer online and mobile banking?

Most modern institutions like WTNM Atlantic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Compare to Other Credit Unions

Kaleida Health Federal Credit Union New Orleans Public Belt Railroad Federal Credit Union Government Printing Office Federal Credit Union MUSKEGON ST JOSEPH Numerica Credit Union Financial Horizons Credit Union FOURTH WARD Suncoast Credit Union Commodore Perry Federal Credit Union Hawaii Community Federal Credit Union Dannemora Federal Credit Union Kansas City Credit Union 2 Rivers Area Credit Union NEW PILGRIM MOSES Federal Credit Union Southeast Louisiana Veterans Health Federal Credit Union Maine Family Federal Credit Union Marine Credit Union Roswell Community Federal Credit Union Superior Credit Union Firestone Federal Credit Union