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W T Community Federal Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

W T Community Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not W T Community Federal Credit Union, and you can see how they compare in the W T Community Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of W T Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/30/2026.

W T Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at W T Community Federal Credit Union? Share your experience about W T Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use W T Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
W T Community Federal Credit Union
Main Office
755 Ohio Pike
Cincinnati, OH 45245
Member NCUA

Current Rate Availability

We're not currently displaying rates for W T Community Federal Credit Union, but our database is updated constantly — check back soon for the latest offers.

Are you with W T Community Federal Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for W T Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather W T Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with W T Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name W T Community Federal Credit Union
Website N/A
Address 755 Ohio Pike, Cincinnati, OH 45245
Phone 513-752-6250
Fax 513-752-4951
President Robert Wright
CEO Michele Sheriff
Full-Time Employees 5
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.4887%
Return on Equity (ROE)
4.8658%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
4,887,715
Total Amount of Shares and Deposits
4,404,684
Total Shares and Deposits < 1 Year
4,404,684
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,404,684
Total Interest Expense (Sum of items 6 8)
3,960
Number of Accounts for Share Drafts
146
Number of Accounts for Regular Shares
651
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
-53,659
Total Liabilities
4,396,799
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for W T Community Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About W T Community Federal Credit Union

How many branches does W T Community Federal Credit Union operate?

W T Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join W T Community Federal Credit Union?

Yes, to access services at W T Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, W T Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, W T Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does W T Community Federal Credit Union offer online and mobile banking?

Most modern institutions like W T Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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