Upstate Milk Employees Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Upstate Milk Employees Federal Credit Union12-month CD rates can be found at 1.51%, 6-month CD rates at 4.00% and 3-month CD rates at 2.25%. Savings rates are at 0.25% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 12.50%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Upstate Milk Employees Federal Credit Union rates.

Compare Upstate Milk Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Upstate Milk Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Upstate Milk Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Upstate Milk Employees Federal Credit Union? Share your experience about Upstate Milk Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Upstate Milk Employees Federal Credit Union.

Overall, Upstate Milk Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Upstate Milk Employees Federal Credit Union
Upstate Milk Employess FCU
368 Pleasant View Dr
Lancaster, NY 14086 1316
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Upstate Milk Employees Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ixonia Bank
Ixonia Bank
6-Month CD
3.90%
$1,000
Kish Bank
Kish Bank
12-Month CD
3.90%
$2,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
6-Month CD
3.79%
$1,000
University Federal Credit Union
University Federal Credit Union
60-Month CD
3.75%
$1,000
Second Federal S&L
Second Federal S&L
24-Month CD
3.75%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
48-Month CD
3.65%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
36-Month CD (Jumbo)
3.25%
$100,000
Camp Grove State Bank
Camp Grove State Bank
36-Month CD
3.05%
$1,000
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
24-Month CD
3.03%
$500
Headwaters State Bank
Headwaters State Bank
60-Month CD
3.02%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
48-Month CD
2.78%
$100
Bank of Old Monroe
Bank of Old Monroe
18-Month CD
2.77%
$1,000
First Shore Federal S&L
First Shore Federal S&L
48-Month CD
2.75%
$500
Adams County Bank
Adams County Bank
48-Month CD
2.73%
$500
State Bank of De Kalb
State Bank of De Kalb
48-Month CD
2.68%
$500
First Southern Bank
First Southern Bank
60-Month CD
2.53%
$1,000
Abri Credit Union
Abri Credit Union
36-Month CD
2.50%
$2,500
The FNB Community Bank
The FNB Community Bank
24-Month CD
2.46%
$1,000
Port Washington State Bank
Port Washington State Bank
60-Month CD
2.15%
$0
Ohio State Bank
Ohio State Bank
36-Month CD
1.75%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
18-Month CD
1.75%
$1,000
Vast Bank
Vast Bank
6-Month CD
1.75%
$1,000
La Salle State Bank
La Salle State Bank
18-Month CD
1.51%
$1,000
Tennessee State Bank
Tennessee State Bank
18-Month CD (IRA)
1.50%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
60-Month CD
1.50%
$1,000
Benchmark Community Bank
Benchmark Community Bank
6-Month CD
1.50%
$500
Highland Bank
Highland Bank
18-Month CD
1.40%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
12-Month CD
1.36%
$500
Consumers Credit Union
Consumers Credit Union
48-Month CD
1.35%
$250
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
24-Month CD
1.25%
$10,000
BankOrion
BankOrion
60-Month CD
1.10%
$500
Essex Savings Bank
Essex Savings Bank
24-Month CD
1.02%
$500
Newtown Savings Bank
Newtown Savings Bank
12-Month CD
1.00%
$500
Midland Community Bank
Midland Community Bank
12-Month CD
0.80%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
0.70%
$20,000
Raritan State Bank
Raritan State Bank
Passbook Savings
0.70%
$10
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
United Minnesota Bank
United Minnesota Bank
6-Month CD
0.50%
$500
North Central Bank
North Central Bank
24-Month CD
0.30%
$1,000
Garden Plain State Bank
Garden Plain State Bank
Money Market
0.25%
$2,500
Milton Savings Bank
Milton Savings Bank
Money Market
0.25%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
12-Month CD
0.20%
$1,000
FNB of Absecon
FNB of Absecon
24-Month CD
0.15%
$0
RBT Rollstone B&T
RBT Rollstone B&T
Money Market
0.10%
$2,500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Statement Savings
0.05%
$100
OWB One World Bank
OWB One World Bank
Money Market
0.05%
$0
Wells Fargo
Wells Fargo
Platinum Savings
0.05%
$0
Pillar Bank
Pillar Bank
Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Upstate Milk Employees Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
5.750%
5.790%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
5.750%
5.842%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.750%
5.848%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.625%
5.860%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
5.875%
5.945%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
5.750%
5.958%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.125%
5.974%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
5.875%
6.010%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
5.750%
6.035%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.125%
6.174%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
30-Year Fixed
6.125%
6.231%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
15-Year Fixed
6.125%
6.280%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
30-Year Fixed
6.125%
6.293%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
5/5 ARM High LTV
5.625%
6.293%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Upstate Milk Employees Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Upstate Milk Employees Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Upstate Milk Employees Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Upstate Milk Employees Federal Credit Union Information

Credit Union Name: Upstate Milk Employees Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 1
President: Eric Place
CEO: Gail Fronczak
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
368 Pleasant View Dr
Lancaster, NY 14086 1316
Phone Number: 716-332-5337
Fax Number:

Upstate Milk Employees Federal Credit Union Financials

Total Assets:
2,483,961
Total Amount of Shares and Deposits:
2,240,817
Total Shares and Deposits < 1 Year:
2,240,817
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,240,817
Total Interest Expense (Sum of items 6 8):
2,250
Number of Accounts for Regular Shares:
601
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
298,178
Total Liabilities:
2,243,162
Show More

Upstate Milk Employees Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
No
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The average contract rate on fixed long term mortgage rates is mixed in the latest survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.80 percent for the week ending January 21, 2011, up from the previous week’s average of 4.77 percent. Average mortgage points on 30 year mortgages was 1.19 points, down from the previous week’s average of 1.20 points.

Regional banks and credit unions are offering better deposit rates these days. These regional financial institutions offer rates higher than the big national banks but lower than rates offered by online banks. The best rates available are from online banks but you will be sacrificing personalized service.

new-federal-reserve-rules-for-home-mortgage-loansLast July the Federal Reserve approved final rules regarding home mortgage loans that took effect October 1, 2009. The rules are designed to better protect consumers by facilitating responsible home mortgage lending by banks, mortgage companies and mortgage brokers... something that wasn't done during the go-go years of the housing bubble.

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Upstate Milk Employees Federal Credit Union Reviews

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