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Raytown Lees Summit Community Credit Union

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Raytown Lees Summit Community Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Raytown Lees Summit Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Raytown Lees Summit Community Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Raytown Lees Summit Community Credit Union, and you can see how they compare in the Raytown Lees Summit Community Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Raytown Lees Summit Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.16%. Database rates last updated and verified on 08/30/2026.

Raytown Lees Summit Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Raytown Lees Summit Community Credit Union? Share your experience about Raytown Lees Summit Community Credit Union by leaving a review below, or read customer reviews before you decide to use Raytown Lees Summit Community Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.16%

Excellent Lower than avg

Raytown Lees Summit Community Credit Union
Raytown Branch

10021 E 66th Ter
Raytown, MO 64133

https://rlsccu.org

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Raytown Lees Summit Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Raytown Lees Summit Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Raytown Lees Summit Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Raytown Lees Summit Community Credit Union

Website https://rlsccu.org

Address 10021 E 66th Ter, Raytown, MO 64133

Phone 816-356-0791

Fax 816-356-1452

President Mark Wasko

CEO Carrie West

Full-Time Employees 15

Part-Time Employees 4

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.16%

Return on Assets (ROA)

0.4158%

Return on Equity (ROE)

4.9681%

Non-Performing Loans Ratio (NPL)

0.73%

Total Assets

60,256,654

Total Amount of Shares and Deposits

55,004,125

Total Shares and Deposits < 1 Year

52,645,234

Total Shares and Deposits 1 3 Years

1,683,249

Total Shares and Deposits > 3 Years

675,641

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,299,505

Total Uninsured Shares and Deposits > $250K (F+J)

1,299,505

Total Insured Shares and Deposits > $250K (item 17 less item K)

53,704,620

Total Interest Expense (Sum of items 6 8)

56,915

Share Certificates

158

Number of Accounts for Share Drafts

3,647

IRA KEOGH Accounts

Number of Accounts for Regular Shares

7,274

Money Market Shares

148

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,531,885

Total Liabilities

55,273,357

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Raytown Lees Summit Community Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Raytown Lees Summit Community Credit Union

How many branches does Raytown Lees Summit Community Credit Union operate?

Raytown Lees Summit Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Raytown Lees Summit Community Credit Union?

Yes, to access services at Raytown Lees Summit Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Raytown Lees Summit Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Raytown Lees Summit Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Raytown Lees Summit Community Credit Union offer online and mobile banking?

Most modern institutions like Raytown Lees Summit Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://rlsccu.org.