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PSECU Rates & Review September 2026

Item: PSECU
Rating: 9773
Author: vOLH

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

PSECU rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 3.00%, 6-month share certificate rates at 2.86% and 3-month share certificate rates at 2.72%. Savings rates are at 0.92% and money market rates are at 1.27%. Mortgage rates on 30-year fixed loans are around 6.93%. These rates come from our rate database, not PSECU, and you can see how they compare in the PSECU rate tables below. MonitorBankRates has no NCUA call report data for PSECU (no charter number on file), so it is not rated. Database rates last updated and verified on 09/18/2026.

PSECU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSECU? Share your experience about PSECU by leaving a review below, or read customer reviews before you decide to use PSECU.

Overall Health & Safety Grade

N/A

Not Rated No current filing

MonitorBankRates Rating

N/A

Not Rated No current filing

Texas Ratio

N/A

Not Rated No data

Current Rate Availability

We're not currently displaying rates for PSECU, but our database is updated constantly, so check back soon for the latest offers.

Are you with PSECU? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for PSECU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather PSECU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PSECU's official website for the most current offers and terms.

2026 MBR Health & Safety Badge

PSECU earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

vOLH

★★★★★

December 17, 2025

NXNi

Log in to reply Are you from PSECU and want to reply to a review? Log in or register and verify yourself to reply as a representative from PSECU.

Want to discuss PSECU with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for PSECU

Frequently Asked Questions About PSECU

How many branches does PSECU operate?

PSECU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PSECU?

Yes, to access services at PSECU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PSECU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSECU provides members with tools to manage their accounts and build a solid financial history.

Does PSECU offer online and mobile banking?

Most modern institutions like PSECU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psecu.com.