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 Panhandle Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Panhandle Federal Credit Union's 60 Month CD rates are at 3.55%, 60 Month IRA CD rates are at 3.55%, 60 Month CD rates are at 3.44%, 60 Month IRA CD rates are at 3.44%, 48 Month CD rates are at 3.39%. Panhandle Federal Credit Union's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of Panhandle Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.78%. Rates last updated and verified on 08/28/2026. Panhandle Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Panhandle Federal Credit Union? Share your experience about Panhandle Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Panhandle Federal Credit Union. Panhandle Federal Credit Union
Panhandle Federal Credit Union 403 N Washington Ave
https://www.panhandlefcu.com Wellington, KS 67152 
Panhandle Federal Credit Union CD Rates
Panhandle Federal Credit Union Auto Loan Rates
Panhandle Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Panhandle Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Panhandle Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Panhandle Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Panhandle Federal Credit Union
Website
https://www.panhandlefcu.com
Address
403 N Washington Ave,
Wellington, KS 67152
Phone
620-326-2285
Fax
620-326-3156
President
Steve Meeker
CEO
Danny Crittenden
Full-Time Employees
18
Part-Time Employees
0
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.78%
Return on Assets (ROA)
0.0693%
Return on Equity (ROE)
0.4132%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
62,164,704
Total Amount of Shares and Deposits
52,638,939
Total Shares and Deposits < 1 Year
50,599,919
Total Shares and Deposits 1 3 Years
1,252,639
Total Shares and Deposits > 3 Years
786,380
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,028,568
Total Uninsured Shares and Deposits > $250K (F+J)
2,028,568
Total Insured Shares and Deposits > $250K (item 17 less item K)
50,610,371
Total Interest Expense (Sum of items 6 8)
440,648
Share Certificates
284
Number of Accounts for Share Drafts
2,429
IRA KEOGH Accounts
174
Number of Accounts for Regular Shares
3,843
All other shares
453
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,286,831
Total Liabilities
51,757,515
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Panhandle Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Panhandle Federal Credit Union
Frequently Asked Questions About Panhandle Federal Credit UnionHow many branches does Panhandle Federal Credit Union operate?Panhandle Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Panhandle Federal Credit Union?Yes, to access services at Panhandle Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Panhandle Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Panhandle Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Panhandle Federal Credit Union offer online and mobile banking?Most modern institutions like Panhandle Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.panhandlefcu.com. Current Panhandle Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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