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NORTHEAST PANHANDLE TEACHERS

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NORTHEAST PANHANDLE TEACHERS Rates & Review August 2026

Q: Is a member application needed to join NORTHEAST PANHANDLE TEACHERS?

Yes, to access services at NORTHEAST PANHANDLE TEACHERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, NORTHEAST PANHANDLE TEACHERS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

NORTHEAST PANHANDLE TEACHERS rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not NORTHEAST PANHANDLE TEACHERS, and you can see how they compare in the NORTHEAST PANHANDLE TEACHERS rate tables below. MonitorBankRates evaluates the financial stability of NORTHEAST PANHANDLE TEACHERS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.31%. Database rates last updated and verified on 08/30/2026.

NORTHEAST PANHANDLE TEACHERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NORTHEAST PANHANDLE TEACHERS? Share your experience about NORTHEAST PANHANDLE TEACHERS by leaving a review below, or read customer reviews before you decide to use NORTHEAST PANHANDLE TEACHERS.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.31%

Excellent Lower than avg

NORTHEAST PANHANDLE TEACHERS
Main Office

211 S Amherst St
Perryton, TX 79070

http://www.nptfcu.com

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for NORTHEAST PANHANDLE TEACHERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather NORTHEAST PANHANDLE TEACHERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NORTHEAST PANHANDLE TEACHERS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NORTHEAST PANHANDLE TEACHERS

Website http://www.nptfcu.com

Address 211 S Amherst St, Perryton, TX 79070

Phone 806-435-9522

Fax 806-435-3927

President Allan Herbert

CEO Brandon Wood

Full-Time Employees 3

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.31%

Return on Assets (ROA)

0.6323%

Return on Equity (ROE)

2.9896%

Non-Performing Loans Ratio (NPL)

0.11%

Total Assets

21,626,408

Total Amount of Shares and Deposits

17,029,972

Total Shares and Deposits < 1 Year

17,029,972

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

84,907

Total Uninsured Shares and Deposits > $250K (F+J)

84,907

Total Insured Shares and Deposits > $250K (item 17 less item K)

16,945,065

Total Interest Expense (Sum of items 6 8)

293,162

Number of Accounts for Regular Shares

2,446

Net Income (unless the amount is already included in Undivided Earnings)

136,734

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,304,356

Total Liabilities

17,052,727

Source: NCUA — Last Updated 09/30/2025

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About NORTHEAST PANHANDLE TEACHERS

How many branches does NORTHEAST PANHANDLE TEACHERS operate?

NORTHEAST PANHANDLE TEACHERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NORTHEAST PANHANDLE TEACHERS?

Yes, to access services at NORTHEAST PANHANDLE TEACHERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NORTHEAST PANHANDLE TEACHERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NORTHEAST PANHANDLE TEACHERS provides members with tools to manage their accounts and build a solid financial history.

Does NORTHEAST PANHANDLE TEACHERS offer online and mobile banking?

Most modern institutions like NORTHEAST PANHANDLE TEACHERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.nptfcu.com.