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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Northeast Mississippi Federal Credit Union Rates & Review August 2026Northeast Mississippi Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Northeast Mississippi Federal Credit Union, and you can see how they compare in the Northeast Mississippi Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Northeast Mississippi Federal Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.42%. Database rates last updated and verified on 08/30/2026. Northeast Mississippi Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northeast Mississippi Federal Credit Union? Share your experience about Northeast Mississippi Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Northeast Mississippi Federal Credit Union. Northeast Mississippi Federal Credit Union
Amory Office 101 3rd Ave S
Amory, MS 38821 4224
Current Rate AvailabilityWe're not currently displaying rates for Northeast Mississippi Federal Credit Union, but our database is updated constantly — check back soon for the latest offers. Are you with Northeast Mississippi Federal Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Northeast Mississippi Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northeast Mississippi Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Northeast Mississippi Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Northeast Mississippi Federal Credit Union
Website
N/A
Address
101 3rd Ave S,
Amory, MS 38821 4224
Phone
662-256-9697
Fax
662-256-3351
President
Judy Walters
CEO
Sandra Vaughan
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (88/100)
Texas Ratio
18.42%
Return on Assets (ROA)
0.3596%
Return on Equity (ROE)
2.3559%
Non-Performing Loans Ratio (NPL)
3.52%
Total Assets
6,555,644
Total Amount of Shares and Deposits
5,539,878
Total Shares and Deposits < 1 Year
3,395,017
Total Shares and Deposits 1 3 Years
2,144,861
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,539,878
Total Interest Expense (Sum of items 6 8)
108,655
Share Certificates
26
Number of Accounts for Regular Shares
990
Non Member Deposits
12
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
694,527
Total Liabilities
5,555,017
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Frequently Asked Questions About Northeast Mississippi Federal Credit UnionHow many branches does Northeast Mississippi Federal Credit Union operate?Northeast Mississippi Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Northeast Mississippi Federal Credit Union?Yes, to access services at Northeast Mississippi Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Northeast Mississippi Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Northeast Mississippi Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Northeast Mississippi Federal Credit Union offer online and mobile banking?Most modern institutions like Northeast Mississippi Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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