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North Shore Bank Rates & Review October 2026

North Shore Bank's top rates as of October 8, 2026 are 4.35% APY on its 25-month CD, 0.08% APY on savings, 0.15% APY on money market accounts, and 6.50% on its 5 Year ARM Jumbo mortgage, according to rates verified by MonitorBankRates. Other North Shore Bank CD rates include 13-month CD at 4.25%, 7-month CD at 4.00%, and 2 1/2-year Homeowner CD at 0.35%. Other North Shore Bank mortgage rates include 15-Year Fixed Service Released at 6.875%, Construction 5/1 Adjustable Rate Service Retained Loan at 6.50%, and 30-Year Fixed Service Released at 7.375%. MonitorBankRates evaluates the financial stability of North Shore Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.50%. Rates last updated and verified on 10/08/2026.

North Shore Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Shore Bank? Share your experience about North Shore Bank by leaving a review below, or read customer reviews before you decide to use North Shore Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.50%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
North Shore Bank
15700 W Bluemound Rd
Brookfield, WI 53005
https://www.northshorebank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

North Shore Bank CD Rates

Product Rate APY Term View More
25-month CD 4.29% 4.35% 25-month
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
1 change since Sep 24, 2026 · 4.20% → 4.35% ▲ 0.15 pts · high 4.35% / low 4.20%
3.70%4.28%4.85%Sep 24, 2026: 4.20% APYOct 3, 2026: 4.35% APYSep 24, 2026Oct 8, 2026
  • Oct 3, 20264.35%▲ from 4.20%
  • Sep 24, 20264.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
13-month CD 4.19% 4.25% 13-month
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
1 change since Sep 24, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
3.60%4.18%4.75%Sep 24, 2026: 4.10% APYOct 3, 2026: 4.25% APYSep 24, 2026Oct 8, 2026
  • Oct 3, 20264.25%▲ from 4.10%
  • Sep 24, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
7-month CD 3.94% 4.00% 7-month
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
2 1/2-year Homeowner CD 0.35% 0.35% 2 1/2-year
Min Deposit $50
Details Minimum: $50, additions (any amount at any time); Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Oct 8, 2026 · 0.35% APY
0.00%0.43%0.85%Oct 8, 2026: 0.35% APYOct 8, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
5-year CD 0.35% 0.35% 5-year
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Sep 24, 2026: 0.35% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
4-year CD 0.25% 0.25% 4-year
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
2-year CD 0.20% 0.20% 2-year
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
3-year CD 0.20% 0.20% 3-year
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
1 1/2-year CD 0.15% 0.15% 1 1/2-year
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Oct 8, 2026 · 0.15% APY
0.00%0.33%0.65%Oct 8, 2026: 0.15% APYOct 8, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
1-year CD 0.15% 0.15% 1-year
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
1-year IRA CD 0.15% 0.15% 1-year
Min Deposit $1,000
Details Interest Compounding: Quarterly
Last Updated 10/08/2026
Rate History
No change since Sep 28, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 28, 2026: 0.15% APYSep 28, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
6-month CD 0.10% 0.10% 6-month
Min Deposit $1,000
Details Interest Compounding: Simple
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
91-day CD 0.05% 0.05% 91-day
Min Deposit $1,000
Details Interest Compounding: Simple
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%

North Shore Bank Savings Rates

Product Rate APY View More
Premier Health Savings Account 2.97% 3.00%
Min Balance $100,000
Details Balance: $100,000-249,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Health Savings Account 2.97% 3.00%
Min Balance $250,000
Details Balance: $250,000-499,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Health Savings Account 2.97% 3.00%
Min Balance $500,000
Details Balance: $500,000+
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Health Savings Account 1.99% 2.00%
Min Balance $25,000
Details Balance: $25,000-99,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 24, 2026: 2.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Savings 1.49% 1.50%
Details Balance: All balances
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 24, 2026: 1.50% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Health Savings Account 1.00% 1.00%
Min Balance $0
Details Balance: $0-24,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Health Savings Account 0.20% 0.20%
Min Balance $0
Details Balance: $0-4,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Health Savings Account 0.20% 0.20%
Min Balance $5,000
Details Balance: $5,000-9,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Health Savings Account 0.20% 0.20%
Min Balance $10,000
Details Balance: $10,000-24,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Health Savings Account 0.20% 0.20%
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Everyday Savings 0.08% 0.08%
Details Balance: All balances
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.08% APY · checked 4 times
0.00%0.29%0.58%Sep 24, 2026: 0.08% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Seymour Savings 0.08% 0.08%
Details Balance: All balances
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.08% APY · checked 4 times
0.00%0.29%0.58%Sep 24, 2026: 0.08% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%

North Shore Bank Money Market Rates

Product Rate APY View More
Premier Money Market 2.97% 3.00%
Min Balance $250,000
Details Balance: $250,000-499,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Money Market 2.97% 3.00%
Min Balance $500,000
Details Balance: $500,000+
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Money Market 2.72% 2.75%
Min Balance $100,000
Details Balance: $100,000-249,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Money Market 1.50% 1.50%
Min Balance $25,000
Details Balance: $25,000-99,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 24, 2026: 1.50% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Premier Money Market 1.00% 1.00%
Min Balance $0
Details Balance: $0-24,999.99
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Standard Money Market 0.15% 0.15%
Details Balance: All balances
Last Updated 10/08/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%

North Shore Bank Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed Service Released 6.875% 0% 6.973% 15 years
No additional details.
Last Updated 10/08/2026
Rate History
No change since Oct 8, 2026 · 6.97% APR
6.47%6.97%7.47%Oct 8, 2026: 6.97% APROct 8, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
5 Year ARM Jumbo 6.50% 0% 7.102%
No additional details.
Last Updated 10/08/2026
Rate History
3 changes since Sep 24, 2026 · 6.98% → 7.10% ▲ 0.12 pts · high 7.10% / low 6.98%
6.48%7.04%7.60%Sep 24, 2026: 6.98% APROct 1, 2026: 7.03% APROct 3, 2026: 7.03% APROct 8, 2026: 7.10% APRSep 24, 2026Oct 8, 2026
  • Oct 8, 20267.10%▲ from 7.03%
  • Oct 3, 20267.03%▲ from 7.03%
  • Oct 1, 20267.03%▲ from 6.98%
  • Sep 24, 20266.98%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Construction 5/1 Adjustable Rate Service Retained Loan 6.50% 0% 7.212%
No additional details.
Last Updated 10/08/2026
Rate History
4 changes since Sep 16, 2026 · 6.92% → 7.21% ▲ 0.30 pts · high 7.21% / low 6.92%
6.42%7.06%7.71%Sep 16, 2026: 6.92% APRSep 24, 2026: 7.09% APROct 1, 2026: 7.13% APROct 3, 2026: 7.14% APROct 8, 2026: 7.21% APRSep 16, 2026Oct 8, 2026
  • Oct 8, 20267.21%▲ from 7.14%
  • Oct 3, 20267.14%▲ from 7.13%
  • Oct 1, 20267.13%▲ from 7.09%
  • Sep 24, 20267.09%▲ from 6.92%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
30-Year Fixed Service Released 7.375% .125% 7.45% 30 years
No additional details.
Last Updated 10/08/2026
Rate History
No change since Oct 8, 2026 · 7.45% APR
6.95%7.45%7.95%Oct 8, 2026: 7.45% APROct 8, 2026Oct 8, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%

North Shore Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.625% 120 months
No additional details.
Last Updated 10/08/2026
Rate History
2 changes since Sep 16, 2026 · 7.38% → 6.63% ▼ 0.75 pts · high 7.38% / low 6.50%
5.63%6.94%8.25%Sep 16, 2026: 7.38% APRSep 24, 2026: 6.50% APROct 1, 2026: 6.63% APRSep 16, 2026Oct 8, 2026
  • Oct 1, 20266.63%▲ from 6.50%
  • Sep 24, 20266.50%▼ from 7.38%
  • Sep 16, 20267.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Home Equity Line of Credit - - 6.74%
Details Loan-to-Value (LTV) Ratio: 0%-80%; Line Amount: $25,000 - $400,000; Rate: Prime minus 0.26%
Last Updated 10/08/2026
Rate History
1 change since Sep 16, 2026 · 7.25% → 6.74% ▼ 0.51 pts · high 7.25% / low 6.74%
6.23%7.00%7.76%Sep 16, 2026: 7.25% APRSep 24, 2026: 6.74% APRSep 16, 2026Oct 8, 2026
  • Sep 24, 20266.74%▼ from 7.25%
  • Sep 16, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Home Equity Line of Credit - - 6.875% 3-Year Balloon
No additional details.
Last Updated 10/08/2026
Rate History
2 changes since Sep 16, 2026 · 6.75% → 6.88% ▲ 0.13 pts · high 6.99% / low 6.75%
6.25%6.87%7.49%Sep 16, 2026: 6.75% APRSep 24, 2026: 6.99% APROct 1, 2026: 6.88% APRSep 16, 2026Oct 8, 2026
  • Oct 1, 20266.88%▼ from 6.99%
  • Sep 24, 20266.99%▲ from 6.75%
  • Sep 16, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Home Equity Line of Credit - - 6.99% 5-Year Balloon
No additional details.
Last Updated 10/08/2026
Rate History
2 changes since Sep 16, 2026 · 6.99% → 6.99% ▼ 0.00 pts · high 6.99% / low 6.88%
6.38%6.93%7.49%Sep 16, 2026: 6.99% APRSep 24, 2026: 6.88% APROct 1, 2026: 6.99% APRSep 16, 2026Oct 8, 2026
  • Oct 1, 20266.99%▲ from 6.88%
  • Sep 24, 20266.88%▼ from 6.99%
  • Sep 16, 20266.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Home Equity Line of Credit - - 7.125% 3-Year
No additional details.
Last Updated 10/08/2026
Rate History
2 changes since Sep 16, 2026 · 6.75% → 7.13% ▲ 0.38 pts · high 7.13% / low 6.75%
6.25%6.94%7.63%Sep 16, 2026: 6.75% APRSep 24, 2026: 6.99% APROct 1, 2026: 7.13% APRSep 16, 2026Oct 8, 2026
  • Oct 1, 20267.13%▲ from 6.99%
  • Sep 24, 20266.99%▲ from 6.75%
  • Sep 16, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Home Equity Line of Credit - - 7.25% 4-Year
No additional details.
Last Updated 10/08/2026
Rate History
2 changes since Sep 16, 2026 · 6.88% → 7.25% ▲ 0.38 pts · high 7.25% / low 6.88%
6.38%7.06%7.75%Sep 16, 2026: 6.88% APRSep 24, 2026: 7.13% APROct 1, 2026: 7.25% APRSep 16, 2026Oct 8, 2026
  • Oct 1, 20267.25%▲ from 7.13%
  • Sep 24, 20267.13%▲ from 6.88%
  • Sep 16, 20266.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Home Equity Line of Credit - - 7.375% 5-Year
No additional details.
Last Updated 10/08/2026
Rate History
2 changes since Sep 16, 2026 · 6.99% → 7.38% ▲ 0.38 pts · high 7.38% / low 6.99%
6.49%7.18%7.88%Sep 16, 2026: 6.99% APRSep 24, 2026: 7.25% APROct 1, 2026: 7.38% APRSep 16, 2026Oct 8, 2026
  • Oct 1, 20267.38%▲ from 7.25%
  • Sep 24, 20267.25%▲ from 6.99%
  • Sep 16, 20266.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Home Equity Line of Credit - - 7.50% 7 1/2-Year
No additional details.
Last Updated 10/08/2026
Rate History
2 changes since Sep 16, 2026 · 7.13% → 7.50% ▲ 0.38 pts · high 7.50% / low 7.13%
6.63%7.31%8.00%Sep 16, 2026: 7.13% APRSep 24, 2026: 7.38% APROct 1, 2026: 7.50% APRSep 16, 2026Oct 8, 2026
  • Oct 1, 20267.50%▲ from 7.38%
  • Sep 24, 20267.38%▲ from 7.13%
  • Sep 16, 20267.13%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%
Home Equity Line of Credit - - 7.75% 10-Year
No additional details.
Last Updated 10/08/2026
Rate History
2 changes since Sep 16, 2026 · 7.38% → 7.75% ▲ 0.38 pts · high 7.75% / low 7.38%
6.88%7.56%8.25%Sep 16, 2026: 7.38% APRSep 24, 2026: 7.63% APROct 1, 2026: 7.75% APRSep 16, 2026Oct 8, 2026
  • Oct 1, 20267.75%▲ from 7.63%
  • Sep 24, 20267.63%▲ from 7.38%
  • Sep 16, 20267.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%

North Shore Bank Other Rates

Product Rate Points APY/APR Term View More
5 -Year Adjustable Rate Service Retained Loan 6.50% 0% 7.138%
Last Updated 10/08/2026
Rate History
4 changes since Sep 16, 2026 · 6.84% → 7.14% ▲ 0.30 pts · high 7.14% / low 6.84%
6.34%6.99%7.64%Sep 16, 2026: 6.84% APRSep 24, 2026: 7.01% APROct 1, 2026: 7.06% APROct 3, 2026: 7.07% APROct 8, 2026: 7.14% APRSep 16, 2026Oct 8, 2026
  • Oct 8, 20267.14%▲ from 7.07%
  • Oct 3, 20267.07%▲ from 7.06%
  • Oct 1, 20267.06%▲ from 7.01%
  • Sep 24, 20267.01%▲ from 6.84%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.50%

Financial Health History

North Shore Bank’s Texas Ratio stayed near 0.63% in Q3 2023 to 0.50% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.7% 3.0★ 1% 4.0★ 1.4% 5.0★ Healthy zone – entire history below the 15% limit 0.63% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.50% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.6B0.50%5.0A+
March 31, 2026$2.6B0.46%5.0A+
December 31, 2025$2.6B0.44%5.0A+
September 30, 2025$2.5B0.49%5.0A+
June 30, 2025$2.5B0.78%5.0A+
March 31, 2025$2.5B0.82%5.0A+
December 31, 2024$2.6B0.88%5.0A+
September 30, 2024$2.6B0.93%5.0A+
June 30, 2024$2.6B1.00%5.0A+
March 31, 2024$2.6B1.01%5.0A+
December 31, 2023$2.6B1.00%5.0A+
September 30, 2023$2.6B0.63%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for North Shore Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather North Shore Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North Shore Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name North Shore Bank
FDIC Certificate # 28679
Address 15700 W Bluemound Rd, Brookfield, WI 53005  ·  Waukesha
Established 19230101
FDIC Insurance Date 19890809
Domestic Offices 44
Total Branches 44
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.50%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0202%
Return on Equity (ROE) 6.7200%
Non-Performing Loans (NPL) 0.08%
Total Assets $2,608,511,000
Total Deposits $2,172,387,000
Equity Capital $399,487,000
Net Income $13,204,000
Headquarters Brookfield
Total Branches and Offices 44
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

North Shore Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/north-shore-bank-rates-review-28679">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About North Shore Bank

How many branches does North Shore Bank operate?

North Shore Bank currently maintains approximately 44 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, North Shore Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North Shore Bank provides members with tools to manage their accounts and build a solid financial history.

Does North Shore Bank offer online and mobile banking?

Most modern institutions like North Shore Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northshorebank.com.

Current North Shore Bank Rates

  • 12-Month CD0.15%
  • 24-Month CD0.15%
  • 36-Month CD0.20%
  • 48-Month CD0.25%
  • 60-Month CD0.35%
  • Savings0.08%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.