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NY Team Federal Credit Union

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NY Team Federal Credit Union Rates & Review June 2026

Q: Is a member application needed to join NY Team Federal Credit Union?

Yes, to access services at NY Team Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, NY Team Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 9, 2026

You can compare NY Team Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.29%, 6-month share certificate rates at 3.58% and 3-month share certificate rates at 2.75%. Savings rates are at 0.20% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.67%. All these rates can be compared to NY Team Federal Credit Union rates. MonitorBankRates evaluates the financial stability of NY Team Federal Credit Union with a 4.7 Star Rating, an A Overall Health Grade, and a Texas Ratio of 5.09%. Rates were last updated on 06/09/2026.

NY Team Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NY Team Federal Credit Union? Share your experience about NY Team Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NY Team Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

4.7

Excellent Out of 5.0 Stars

Texas Ratio

5.09%

Excellent Lower than avg

NY Team Federal Credit Union
Eilleen Young Financial Family Center

4155 Veterans Memorial Hwy Ste 7
Ronkonkoma, NY 11779

https://www.nyteamfcu.org

Current Rate Availability

We do not have NY Team Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for NY Team Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather NY Team Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NY Team Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NY Team Federal Credit Union

Website https://www.nyteamfcu.org

Address 4155 Veterans Memorial Hwy Ste 7, Ronkonkoma, NY 11779

Phone 516-822-1070

Fax 516-822-2478

President Nicholas Ceccarini

CEO Robert Young Jr

Full-Time Employees 16

Part-Time Employees 0

Branch Locations 4

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.7 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

5.09%

Return on Assets (ROA)

0.3245%

Return on Equity (ROE)

4.8588%

Non-Performing Loans Ratio (NPL)

0.60%

Total Assets

43,081,597

Total Amount of Shares and Deposits

40,003,954

Total Shares and Deposits < 1 Year

39,838,819

Total Shares and Deposits 1 3 Years

165,135

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

577,465

Total Uninsured Shares and Deposits > $250K (F+J)

577,465

Total Insured Shares and Deposits > $250K (item 17 less item K)

39,426,489

Total Interest Expense (Sum of items 6 8)

147,997

Share Certificates

237

Number of Accounts for Share Drafts

2,051

IRA KEOGH Accounts

Number of Accounts for Regular Shares

5,295

All other shares

887

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

-167,107

Total Liabilities

40,407,808

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for NY Team Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for NY Team Federal Credit Union

Frequently Asked Questions About NY Team Federal Credit Union

How many branches does NY Team Federal Credit Union operate?

NY Team Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NY Team Federal Credit Union?

Yes, to access services at NY Team Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NY Team Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NY Team Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does NY Team Federal Credit Union offer online and mobile banking?

Most modern institutions like NY Team Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nyteamfcu.org.