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Mid Tex Federal Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Mid Tex Federal Credit Union's 12 month rates are at 3.09%, 18 month rates are at 2.88%, 24 month rates are at 2.88%, 36 month rates are at 2.78%, 48 month rates are at 2.68%. Mid Tex Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Mid Tex Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.46%. Rates last updated and verified on 08/28/2026.

Mid Tex Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mid Tex Federal Credit Union? Share your experience about Mid Tex Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mid Tex Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.46%
Excellent Higher than avg
Mid Tex Federal Credit Union
MAIN
3808 HIGHWAY 377 S
BROWNWOOD, TX 76801 5120
https://mtfcu.org
Member NCUA

Mid Tex Federal Credit Union CD Rates

Product Rate APY Term View More
12 month 3.05% 3.09% 12 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.46%
18 month 2.85% 2.88% 18 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.46%
24 month 2.85% 2.88% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.46%
36 month 2.75% 2.78% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.46%
48 month 2.65% 2.68% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.46%

Mid Tex Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 4.65% 36 To 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.46%
Used Vehicles Loan - - 4.65% 24 To 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.46%

Mid Tex Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.46%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Mid Tex Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mid Tex Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mid Tex Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mid Tex Federal Credit Union
Website https://mtfcu.org
Address 3808 HIGHWAY 377 S, BROWNWOOD, TX 76801 5120
Phone 325-646-5266
Fax 325-646-4872
President MIKE STONE
CEO ROBERT HAGOOD
Full-Time Employees 9
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.46%
Return on Assets (ROA)
0.5440%
Return on Equity (ROE)
6.4486%
Non-Performing Loans Ratio (NPL)
1.17%
Total Assets
36,584,077
Total Amount of Shares and Deposits
33,236,981
Total Shares and Deposits < 1 Year
32,471,550
Total Shares and Deposits 1 3 Years
689,558
Total Shares and Deposits > 3 Years
75,873
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,704,341
Total Uninsured Shares and Deposits > $250K (F+J)
1,704,341
Total Insured Shares and Deposits > $250K (item 17 less item K)
31,532,640
Total Interest Expense (Sum of items 6 8)
147,051
Share Certificates
116
Number of Accounts for Share Drafts
1,936
IRA KEOGH Accounts
20
Number of Accounts for Regular Shares
3,330
All other shares
198
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,220,503
Total Liabilities
33,497,619
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Mid Tex Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Mid Tex Federal Credit Union

How many branches does Mid Tex Federal Credit Union operate?

Mid Tex Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mid Tex Federal Credit Union?

Yes, to access services at Mid Tex Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mid Tex Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mid Tex Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mid Tex Federal Credit Union offer online and mobile banking?

Most modern institutions like Mid Tex Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mtfcu.org.

Current Mid Tex Federal Credit Union Rates

  • 12-Month CD3.09%
  • 18-Month CD2.88%
  • 24-Month CD2.88%
Retrieved from our database of financial products. Rates subject to change.

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