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Metropolitan Teachers Credit Union

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Metropolitan Teachers Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Metropolitan Teachers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Metropolitan Teachers Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Metropolitan Teachers Credit Union, and you can see how they compare in the Metropolitan Teachers Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Metropolitan Teachers Credit Union with a 3.2 Star Rating, an C Overall Health Grade, and a Texas Ratio of 14.80%. Database rates last updated and verified on 08/30/2026.

Metropolitan Teachers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metropolitan Teachers Credit Union? Share your experience about Metropolitan Teachers Credit Union by leaving a review below, or read customer reviews before you decide to use Metropolitan Teachers Credit Union.

Overall Health & Safety Grade

Average Health Score: 75/100

MonitorBankRates Rating

3.2

Good Out of 5.0 Stars

Texas Ratio

14.80%

Excellent Higher than avg

Metropolitan Teachers Credit Union
MTCU BUILDING

1605 Jefferson St
Nashville, TN 37208 2902

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Metropolitan Teachers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Metropolitan Teachers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Metropolitan Teachers Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Metropolitan Teachers Credit Union

Website N/A

Address 1605 Jefferson St, Nashville, TN 37208 2902

Phone 615-321-4622

Fax 615-321-4632

President Samuel Kirk

CEO Donnie Crenshaw

Full-Time Employees 0

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.2 / 5.0 ★

Overall Health & Safety Grade

C (75/100)

Texas Ratio

14.80%

Return on Assets (ROA)

-2.0907%

Return on Equity (ROE)

-40.2375%

Non-Performing Loans Ratio (NPL)

3.04%

Total Assets

2,204,200

Total Amount of Shares and Deposits

2,089,670

Total Shares and Deposits < 1 Year

2,089,674

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,089,670

Total Interest Expense (Sum of items 6 8)

26,956

Share Certificates

Number of Accounts for Share Drafts

237

Number of Accounts for Regular Shares

912

Net Income (unless the amount is already included in Undivided Earnings)

-94,983

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Undercapitalized

Net Worth Classification if credit union is a new credit union

Moderately Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

658,134

Total Liabilities

2,089,670

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Metropolitan Teachers Credit Union

How many branches does Metropolitan Teachers Credit Union operate?

Metropolitan Teachers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Metropolitan Teachers Credit Union?

Yes, to access services at Metropolitan Teachers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Metropolitan Teachers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Metropolitan Teachers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Metropolitan Teachers Credit Union offer online and mobile banking?

Most modern institutions like Metropolitan Teachers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.