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Mcdowell County Federal Credit Union Rates and Review February 2026

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Mcdowell County Federal Credit UnionYou can compare Mcdowell County Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.98%, 6-month share certificate rates at 4.00% and 3-month share certificate rates at 0.10%. Savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates, and more, can be found in our database of rates which you can compare to Mcdowell County Federal Credit Union rates.

Mcdowell County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Mcdowell County Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Mcdowell County Federal Credit Union Texas Ratio

Mcdowell County Federal Credit Union's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Mcdowell County Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. A 0.00% ratio is the best possible score. It indicates that Mcdowell County Federal Credit Union currently has zero non-performing assets or foreclosed properties on its books.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Mcdowell County Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Mcdowell County Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Mcdowell County Federal Credit Union
McDowell County FCU
1027 Frederick St
Bluefield, WV 24701
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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