What are the current interest rates at LeRoy Federal Credit Union?

Current rates for LeRoy Federal Credit Union include: Savings: 0.05%

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LeRoy Federal Credit Union

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LeRoy Federal Credit Union Rates & Review August 2026

Q: Is a member application needed to join LeRoy Federal Credit Union?

Yes, to access services at LeRoy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, LeRoy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

LeRoy Federal Credit Union's 6 month CD Accounts rates are at 0.05%. LeRoy Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of LeRoy Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.94%. Rates last updated and verified on 08/28/2026.

LeRoy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LeRoy Federal Credit Union? Share your experience about LeRoy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use LeRoy Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.94%

Excellent Higher than avg

LeRoy Federal Credit Union
LeRoy Federal Credit Union

7093 W Main Rd
Le Roy, NY 14482 9352

https://www.leroyfcu.org

LeRoy Federal Credit Union CD Rates

Product	Rate	APY	Term	View More
6 month Share Certificate Accounts	0.05%	0.05%	6 Months
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.94%

LeRoy Federal Credit Union Savings Rates

Product	Rate	APY
Christmas Club	0.15%	0.15%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.94%
Vacation Club	0.15%	0.15%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.94%
Savings	0.05%	0.05%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.94%

LeRoy Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity	-	-	8.50%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.94%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for LeRoy Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather LeRoy Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LeRoy Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LeRoy Federal Credit Union

Website https://www.leroyfcu.org

Address 7093 W Main Rd, Le Roy, NY 14482 9352

Phone 585-768-7207

Fax 585-768-2478

President Gerald Harding Jr

CEO Catarina Zinni

Full-Time Employees 4

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.94%

Return on Assets (ROA)

1.4799%

Return on Equity (ROE)

13.7569%

Non-Performing Loans Ratio (NPL)

2.15%

Total Assets

20,064,461

Total Amount of Shares and Deposits

17,880,369

Total Shares and Deposits < 1 Year

17,880,368

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

493,793

Total Uninsured Shares and Deposits > $250K (F+J)

493,793

Total Insured Shares and Deposits > $250K (item 17 less item K)

17,386,576

Total Interest Expense (Sum of items 6 8)

4,586

Share Certificates

Number of Accounts for Share Drafts

1,150

Number of Accounts for Regular Shares

1,256

Net Income (unless the amount is already included in Undivided Earnings)

296,930

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,879,577

Total Liabilities

17,921,138

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About LeRoy Federal Credit Union

How many branches does LeRoy Federal Credit Union operate?

LeRoy Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LeRoy Federal Credit Union?

Yes, to access services at LeRoy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LeRoy Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LeRoy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does LeRoy Federal Credit Union offer online and mobile banking?

Most modern institutions like LeRoy Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.leroyfcu.org.