☰

Home›
Credit Unions›
L R F D

iAdvertiser Disclosure

L R F D Rates & Review August 2026

Q: How many branches does L R F D operate?

L R F D currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join L R F D?

Yes, to access services at L R F D, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, L R F D does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, L R F D provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

L R F D rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not L R F D, and you can see how they compare in the L R F D rate tables below. MonitorBankRates evaluates the financial stability of L R F D with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.01%. Database rates last updated and verified on 08/29/2026.

L R F D money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at L R F D? Share your experience about L R F D by leaving a review below, or read customer reviews before you decide to use L R F D.

Overall Health & Safety Grade

B+

Good Health Score: 90/100

MonitorBankRates Rating

4.8

Exceptional Out of 5.0 Stars

Texas Ratio

17.01%

Good Higher than avg

L R F D
UNION OFFICE

210 S Gaines St
Little Rock, AR 72201 2218

http://lrfdfcuvirtualcu.net

Current Rate Availability

We're not currently displaying rates for L R F D, but our database is updated constantly — check back soon for the latest offers.

Are you with L R F D? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for L R F D is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather L R F D rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with L R F D's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name L R F D

Website http://lrfdfcuvirtualcu.net

Address 210 S Gaines St, Little Rock, AR 72201 2218

Phone 501-568-1001

Fax 501-568-0885

President CRAIG MARTIN

CEO STEPHEN GREEN

Full-Time Employees 1

Part-Time Employees 3

Branch Locations 3

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.8 / 5.0 ★

Overall Health & Safety Grade

B+ (90/100)

Texas Ratio

17.01%

Return on Assets (ROA)

0.8640%

Return on Equity (ROE)

4.6394%

Non-Performing Loans Ratio (NPL)

5.23%

Total Assets

17,144,655

Total Amount of Shares and Deposits

13,809,719

Total Shares and Deposits < 1 Year

13,809,718

Total Insured Shares and Deposits > $250K (item 17 less item K)

13,809,719

Total Interest Expense (Sum of items 6 8)

389,039

Number of Accounts for Share Drafts

298

Number of Accounts for Regular Shares

892

Net Income (unless the amount is already included in Undivided Earnings)

91,836

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,654,471

Total Liabilities

13,955,333

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for L R F D yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for L R F D

Frequently Asked Questions About L R F D

How many branches does L R F D operate?

L R F D currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join L R F D?

Yes, to access services at L R F D, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, L R F D does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, L R F D provides members with tools to manage their accounts and build a solid financial history.

Does L R F D offer online and mobile banking?

Most modern institutions like L R F D provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://lrfdfcuvirtualcu.net.