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INDIANA STATE UNIVERSITY Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

INDIANA STATE UNIVERSITY's top rates as of October 14, 2026 are 4.00% APY on its 15 Month CD, 0.05% APY on savings, 2.25% APY on money market accounts, 2.40% APY on checking, and personal loans from 10.00% APR, according to rates verified by MonitorBankRates. Other INDIANA STATE UNIVERSITY CD rates include 60 Month CD at 3.05%, 48 Month CD at 2.75%, and 36 Month CD at 2.65%. MonitorBankRates evaluates the financial stability of INDIANA STATE UNIVERSITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.98%. Rates last updated and verified on 10/14/2026.

INDIANA STATE UNIVERSITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at INDIANA STATE UNIVERSITY? Share your experience about INDIANA STATE UNIVERSITY by leaving a review below, or read customer reviews before you decide to use INDIANA STATE UNIVERSITY.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.98%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
INDIANA STATE UNIVERSITY
ISU Credit Union
444 N 3rd St
Terre Haute, IN 47807
http://www.isucreditunion.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

INDIANA STATE UNIVERSITY CD Rates

Product Rate APY Term View More
15 Month Share Certificate 3.94% 4.00% 15 months
Min Balance $500
Details SPECIAL; Limited time only; Minimum $500 deposit required ($250 for minors); Excludes IRA Share Certificates; Penalty for early withdrawal; Dividends compounded quarterly
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
60 Month Share Certificate 3.02% 3.05% 60 months
Min Balance $500
Details Excludes IRA Share Certificates; Penalty for early withdrawal; Dividends compounded quarterly
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 7 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
48 Month Share Certificate 2.72% 2.75% 48 months
Min Balance $500
Details Excludes IRA Share Certificates; Penalty for early withdrawal; Dividends compounded quarterly
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
36 Month Share Certificate 2.62% 2.65% 36 months
Min Balance $500
Details Excludes IRA Share Certificates; Penalty for early withdrawal; Dividends compounded quarterly
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 2.65% APY · checked 7 times
2.15%2.65%3.15%Sep 18, 2026: 2.65% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
24 Month Share Certificate 2.48% 2.50% 24 months
Min Balance $500
Details Excludes IRA Share Certificates; Penalty for early withdrawal; Dividends compounded quarterly
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
18 Month Share Certificate 2.38% 2.40% 18 months
Min Balance $500
Details Excludes IRA Share Certificates; Penalty for early withdrawal; Dividends compounded quarterly
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 2.40% APY · checked 7 times
1.90%2.40%2.90%Sep 18, 2026: 2.40% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
12 Month Share Certificate 1.98% 2.00% 12 months
Min Balance $500
Details Excludes IRA Share Certificates; Penalty for early withdrawal; Dividends compounded quarterly
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
6 Month Share Certificate 1.54% 1.55% 6 months
Min Balance $500
Details Excludes IRA Share Certificates; Penalty for early withdrawal; Dividends compounded quarterly
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 1.55% APY · checked 7 times
1.05%1.55%2.05%Sep 18, 2026: 1.55% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%

INDIANA STATE UNIVERSITY Savings Rates

Product Rate APY View More
Christmas Club Account 0.15% 0.15%
Min Balance $50
Details Minimum balance is the balance required to earn dividends; dividends compounded quarterly; dividends based on daily balances
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 8 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Share (Savings) Account 0.05% 0.05%
Min Balance $50
Details Balance required to earn dividends; Dividends compounded quarterly; Dividends based on daily balances; Dividend rates may vary after account is opened
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%

INDIANA STATE UNIVERSITY Money Market Rates

Product Rate APY View More
Money Market Account 2.23% 2.25%
Min Balance $75,000
Details Balance: $75,000 or more; Dividends compounded monthly; dividends based on daily balances
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 8 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Money Market Account 1.98% 2.00%
Min Balance $25,000
Details Balance: $25,000 - $74,999.99; Dividends compounded monthly; dividends based on daily balances
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 8 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Money Market Account 1.49% 1.50%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99; Dividends compounded monthly; dividends based on daily balances
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 8 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Money Market Account 1.24% 1.25%
Min Balance $2,500
Details Balance: $2,500 - $9,999.99; Dividends compounded monthly; dividends based on daily balances
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%

INDIANA STATE UNIVERSITY Checking Rates

Product Rate APY View More
Elevate Checking 2.37% 2.40%
Min Balance $0
Details Balance: $0.00 - $10,000; Qualifying balance up to $10,000.00; Dividends earned when account requirements are met; if not met, dividend rate and APY are 0.00%
Last Updated 10/14/2026
Rate History
No change since Sep 18, 2026 · 2.40% APY · checked 7 times
1.90%2.40%2.90%Sep 18, 2026: 2.40% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%

INDIANA STATE UNIVERSITY Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Fixed Rate Equity Loan - - 6.50% 5-Year
Details No Closing Costs; Investment Properties add 2.0% to each term's rate; Rates effective as of 10/1/2026
Last Updated 10/14/2026
Rate History
1 change since Sep 18, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
5.75%6.38%7.00%Sep 18, 2026: 6.25% APROct 2, 2026: 6.50% APRSep 18, 2026Oct 15, 2026
  • Oct 2, 20266.50%▲ from 6.25%
  • Sep 18, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Home Equity Line of Credit Loan - - 7.00% 15-Year
Details No Closing Costs; Variable APR based upon the Prime Rate; Investment Properties add 2.0% to each term's rate; Rates effective as of 10/1/2026
Last Updated 10/14/2026
Rate History
1 change since Sep 18, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 18, 2026: 6.75% APROct 2, 2026: 7.00% APRSep 18, 2026Oct 15, 2026
  • Oct 2, 20267.00%▲ from 6.75%
  • Sep 18, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Home Equity Fixed Rate Equity Loan - - 7.50% 10-Year
Details No Closing Costs; Investment Properties add 2.0% to each term's rate; Rates effective as of 10/1/2026
Last Updated 10/14/2026
Rate History
1 change since Sep 18, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25%
6.75%7.38%8.00%Sep 18, 2026: 7.25% APROct 2, 2026: 7.50% APRSep 18, 2026Oct 15, 2026
  • Oct 2, 20267.50%▲ from 7.25%
  • Sep 18, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Home Equity Fixed Rate Equity Loan - - 8.50% 12-Year
Details No Closing Costs; Investment Properties add 2.0% to each term's rate; Rates effective as of 10/1/2026
Last Updated 10/14/2026
Rate History
1 change since Sep 18, 2026 · 8.25% → 8.50% ▲ 0.25 pts · high 8.50% / low 8.25%
7.75%8.38%9.00%Sep 18, 2026: 8.25% APROct 2, 2026: 8.50% APRSep 18, 2026Oct 15, 2026
  • Oct 2, 20268.50%▲ from 8.25%
  • Sep 18, 20268.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%

INDIANA STATE UNIVERSITY Auto Loan Rates

Product Rate Points APR Term View More
New & Used Autos Loans - New & Used 2026 - 2024 - - 5.50%
Details As Low As; Model Year: New & Used 2026 - 2024; Annual Percentage Rate
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 14, 2026: 5.50% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
New & Used Autos Loans - Used 2023 - 2021 - - 6.45%
Details As Low As; Model Year: Used 2023 - 2021; Annual Percentage Rate
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 6.45% APR
5.95%6.45%6.95%Oct 14, 2026: 6.45% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
New & Used Autos Loans - Used 2020 - 2018 - - 6.95%
Details As Low As; Model Year: Used 2020 - 2018; Annual Percentage Rate
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 6.95% APR
6.45%6.95%7.45%Oct 14, 2026: 6.95% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
New & Used Autos Loans - Used 2017 - 2015 - - 7.70%
Details As Low As; Model Year: Used 2017 - 2015; Annual Percentage Rate
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 7.70% APR
7.20%7.70%8.20%Oct 14, 2026: 7.70% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
New & Used Autos Loans - Used 2014 - and Older - - 8.55%
Details As Low As; Model Year: Used 2014 - and Older; Annual Percentage Rate
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 8.55% APR
8.05%8.55%9.05%Oct 14, 2026: 8.55% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%

INDIANA STATE UNIVERSITY RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, Marine Loans - 6.75%
Details As Low As; Year: New & Used 2026 - 2024
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50%
6.00%6.63%7.25%Sep 14, 2026: 6.50% APROct 14, 2026: 6.75% APRSep 14, 2026Oct 15, 2026
  • Oct 14, 20266.75%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
RV Loans - New & Used 2026 - 2024 - 6.75%
Details As Low As; Model Year: New & Used 2026 - 2024; Contact a Loan Officer for available loan terms.
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 14, 2026: 6.75% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
RV Loans - 2023 and Older - 7.50%
Details As Low As; Model Year: 2023 and Older; Contact a Loan Officer for available loan terms.
Last Updated 10/14/2026
Rate History
No change since Oct 14, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 14, 2026: 7.50% APROct 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Motorcycle, Marine Loans - 7.75%
Details As Low As; Year: 2023 and Older
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 7.50% → 7.75% ▲ 0.25 pts · high 7.75% / low 7.50%
7.00%7.63%8.25%Sep 14, 2026: 7.50% APROct 14, 2026: 7.75% APRSep 14, 2026Oct 15, 2026
  • Oct 14, 20267.75%▲ from 7.50%
  • Sep 14, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%

INDIANA STATE UNIVERSITY Personal Loan Rates

Product APR Term View More
Personal Loan 10.00%
Details As Low As; Annual Percentage Rate. For Qualified Applicants only.
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 9.74% → 10.00% ▲ 0.26 pts · high 10.00% / low 9.74%
9.24%9.87%10.50%Sep 14, 2026: 9.74% APROct 6, 2026: 10.00% APRSep 14, 2026Oct 15, 2026
  • Oct 6, 202610.00%▲ from 9.74%
  • Sep 14, 20269.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%

INDIANA STATE UNIVERSITY Other Rates

Product Rate Points APY/APR Term View More
Miscellaneous Collateral Loan - - 9.75%
Details As Low As; Annual Percentage Rate. For Qualified Applicants only.
Last Updated 10/14/2026
Rate History
1 change since Sep 14, 2026 · 9.50% → 9.75% ▲ 0.25 pts · high 9.75% / low 9.50%
9.00%9.63%10.25%Sep 14, 2026: 9.50% APROct 6, 2026: 9.75% APRSep 14, 2026Oct 15, 2026
  • Oct 6, 20269.75%▲ from 9.50%
  • Sep 14, 20269.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Share IRA Account 0.25% - 0.25%
Min Balance $50
Details Balance required to earn dividends; Dividend rates may vary after account is opened; IRA dividends are compounded quarterly; Dividends are based on daily balances
Last Updated 10/14/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.98%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

INDIANA STATE UNIVERSITY’s Texas Ratio fell from 2.66% in Q3 2023 to 1.98% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.1% 3.0★ 3.2% 4.0★ 4.3% 5.0★ Healthy zone – entire history below the 15% limit 2.66% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.98% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$140M1.98%5.0A+
March 31, 2026$139M1.74%5.0A+
December 31, 2025$134M1.74%5.0A+
September 30, 2025$134M2.07%5.0A+
June 30, 2025$135M2.47%5.0A+
March 31, 2025$136M2.73%5.0A+
December 31, 2024$132M2.49%5.0A+
September 30, 2024$131M2.39%5.0A+
June 30, 2024$132M2.05%5.0A+
March 31, 2024$132M1.92%5.0A+
December 31, 2023$130M3.15%5.0A+
September 30, 2023$133M2.66%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for INDIANA STATE UNIVERSITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather INDIANA STATE UNIVERSITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with INDIANA STATE UNIVERSITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name INDIANA STATE UNIVERSITY
Website http://www.isucreditunion.com
Address 444 N 3rd St, Terre Haute, IN 47807
Phone 812-234-1021
Fax 812-235-5646
President Randy Jensen
CEO Brian Zuber
Full-Time Employees 33
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.98%
Return on Assets (ROA)
0.4183%
Return on Equity (ROE)
3.0917%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
139,903,059
Total Amount of Shares and Deposits
119,684,082
Total Shares and Deposits < 1 Year
115,305,666
Total Shares and Deposits 1 3 Years
3,774,829
Total Shares and Deposits > 3 Years
603,587
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,400,014
Total Uninsured Shares and Deposits > $250K (F+J)
5,400,014
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,284,068
Total Interest Expense (Sum of items 6 8)
939,202
Share Certificates
881
Number of Accounts for Share Drafts
5,162
IRA KEOGH Accounts
264
Number of Accounts for Regular Shares
10,200
All other shares
179
Money Market Shares
781
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,528,831
Total Liabilities
120,973,724
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

INDIANA STATE UNIVERSITY earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About INDIANA STATE UNIVERSITY

How many branches does INDIANA STATE UNIVERSITY operate?

INDIANA STATE UNIVERSITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join INDIANA STATE UNIVERSITY?

Yes, to access services at INDIANA STATE UNIVERSITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, INDIANA STATE UNIVERSITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, INDIANA STATE UNIVERSITY provides members with tools to manage their accounts and build a solid financial history.

Does INDIANA STATE UNIVERSITY offer online and mobile banking?

Most modern institutions like INDIANA STATE UNIVERSITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.isucreditunion.com.

Current INDIANA STATE UNIVERSITY Rates

  • 12-Month CD2.00%
  • 18-Month CD2.40%
  • 24-Month CD2.50%
  • 60-Month CD3.05%
  • Savings0.05%
  • MMA2.25%
Retrieved from our database of financial products. Rates subject to change.

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