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HOUSTON TEXAS FIRE FIGHTERS Rates & Review June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: June 11, 2026

HOUSTON TEXAS FIRE FIGHTERS's 2 Year rates are at 4.02%, 1 Year rates are at 3.97%, 3 Year rates are at 3.97%, 4 Year rates are at 3.97%, 5 Year rates are at 3.97%. MonitorBankRates evaluates the financial stability of HOUSTON TEXAS FIRE FIGHTERS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.65%. Rates were last updated on 06/11/2026.

HOUSTON TEXAS FIRE FIGHTERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HOUSTON TEXAS FIRE FIGHTERS? Share your experience about HOUSTON TEXAS FIRE FIGHTERS by leaving a review below, or read customer reviews before you decide to use HOUSTON TEXAS FIRE FIGHTERS.

MonitorBankRates Exceptional Health Badge 2026 Exceptional Health Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.65%
Excellent Lower than avg
HOUSTON TEXAS FIRE FIGHTERS
Houston Texas Fire Fighters FCU
4200 Kolb St
Houston, TX 77007
http://htfffcu.org
Member NCUA

HOUSTON TEXAS FIRE FIGHTERS CD Rates

Product Rate APY Term View More
2 Year 3.95% 4.02% 2 Year
Min Balance $90,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
1 Year 3.90% 3.97% 1 Year
Min Balance $90,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
3 Year 3.90% 3.97% 3 Year
Min Balance $90,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
4 Year 3.90% 3.97% 4 Year
Min Balance $90,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
5 Year 3.90% 3.97% 5 Year
Min Balance $90,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
2 Year 3.85% 3.92% 2 Year
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
1 Year 3.80% 3.87% 1 Year
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
1 Year Puppy Pak 3.80% 3.87% 1 Year
Min Balance $100
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
1 Year Teen 3.80% 3.87% 1 Year
Min Balance $500
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
18 month 3.80% 3.87% 18 Months
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
3 Year 3.80% 3.87% 3 Year
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
4 Year 3.80% 3.87% 4 Year
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
5 Year 3.80% 3.87% 5 Year
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
Jumbo Step Up Certificates 3 Year 3.80% 3.87% 3 Year
Min Balance $90,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
Jumbo Step Up Certificates 4 Year 3.80% 3.87% 4 Year
Min Balance $90,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
Jumbo Step Up Certificates 5 Year 3.80% 3.87% 5 Year
Min Balance $90,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
Step Up Certificates 3 Year 3.70% 3.76% 3 Year
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
Step Up Certificates 4 Year 3.70% 3.76% 4 Year
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
Step Up Certificates 5 Year 3.70% 3.76% 5 Year
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
30 month 3.20% 3.25% 30 Months
Min Balance $1,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.65%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for HOUSTON TEXAS FIRE FIGHTERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HOUSTON TEXAS FIRE FIGHTERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with HOUSTON TEXAS FIRE FIGHTERS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name HOUSTON TEXAS FIRE FIGHTERS
Website http://htfffcu.org
Address 4200 Kolb St, Houston, TX 77007
Phone 713-864-0959
Fax 713-864-1142
President William McLeroy III
CEO Pamela McIver
Full-Time Employees 58
Part-Time Employees 4
Branch Locations 3
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.65%
Return on Assets (ROA)
0.5803%
Return on Equity (ROE)
4.2562%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
394,485,870
Total Amount of Shares and Deposits
335,062,342
Total Shares and Deposits < 1 Year
323,867,143
Total Shares and Deposits 1 3 Years
8,161,865
Total Shares and Deposits > 3 Years
3,033,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
23,989,142
Total Uninsured Shares and Deposits > $250K (F+J)
23,989,142
Total Insured Shares and Deposits > $250K (item 17 less item K)
311,073,200
Total Interest Expense (Sum of items 6 8)
3,690,077
Share Certificates
1,623
Number of Accounts for Share Drafts
12,876
IRA KEOGH Accounts
501
Number of Accounts for Regular Shares
21,431
Money Market Shares
725
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,081,746
Total Liabilities
340,836,516
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Exceptional Health Badge 2026
2026 MBR Health & Safety Badge

HOUSTON TEXAS FIRE FIGHTERS earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

There are no reviews for HOUSTON TEXAS FIRE FIGHTERS yet. Feel free to create one below.
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Average Rating
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Total Reviews
0
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Frequently Asked Questions About HOUSTON TEXAS FIRE FIGHTERS

How many branches does HOUSTON TEXAS FIRE FIGHTERS operate?

HOUSTON TEXAS FIRE FIGHTERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join HOUSTON TEXAS FIRE FIGHTERS?

Yes, to access services at HOUSTON TEXAS FIRE FIGHTERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, HOUSTON TEXAS FIRE FIGHTERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, HOUSTON TEXAS FIRE FIGHTERS provides members with tools to manage their accounts and build a solid financial history.

Does HOUSTON TEXAS FIRE FIGHTERS offer online and mobile banking?

Most modern institutions like HOUSTON TEXAS FIRE FIGHTERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://htfffcu.org.

Current HOUSTON TEXAS FIRE FIGHTERS Rates

  • 12-Month CD3.87%
  • 18-Month CD3.87%
  • 24-Month CD3.92%
  • 60-Month CD3.76%
Retrieved from our database of financial products. Rates subject to change.

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