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 Hockley County School Employees Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 14, 2026
Hockley County School Employees Credit Union's CD's - 12 month rates are at 3.55%, CD's - 6 month rates are at 3.49%, CD's - 12 month rates are at 3.39%, CD's - 12 month rates are at 3.34%, CD's - 6 month rates are at 3.34%. Hockley County School Employees Credit Union's savings rates are at 1.05%. Hockley County School Employees Credit Union's Personal Loan Rates are as low as 13.25%. MonitorBankRates evaluates the financial stability of Hockley County School Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.54%. Rates last updated and verified on 09/14/2026. Hockley County School Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hockley County School Employees Credit Union? Share your experience about Hockley County School Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Hockley County School Employees Credit Union. Hockley County School Employees Credit Union
504 Clubview Dr 504 Clubview Dr
https://www.hcsecu.org Levelland, TX 79336 
Hockley County School Employees Credit Union CD Rates
Hockley County School Employees Credit Union Savings Rates
Hockley County School Employees Credit Union Auto Loan Rates
Hockley County School Employees Credit Union RV, Boat and Powersport Loan Rates
Hockley County School Employees Credit Union Personal Loan Rates
Hockley County School Employees Credit Union Other Rates
Financial Health HistoryHockley County School Employees Credit Union’s Texas Ratio rose from 1.11% in Q2 2023 to 3.54% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hockley County School Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hockley County School Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hockley County School Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hockley County School Employees Credit Union
Website
https://www.hcsecu.org
Address
504 Clubview Dr,
Levelland, TX 79336
Phone
806-894-6204
Fax
806-897-4071
President
Lyndon Hardin
CEO
Russell Vest
Full-Time Employees
13
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.54%
Return on Assets (ROA)
-0.1807%
Return on Equity (ROE)
-1.9251%
Non-Performing Loans Ratio (NPL)
0.62%
Total Assets
43,779,548
Total Amount of Shares and Deposits
39,089,317
Total Shares and Deposits < 1 Year
36,067,465
Total Shares and Deposits 1 3 Years
3,021,852
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,508,259
Total Uninsured Shares and Deposits > $250K (F+J)
2,508,259
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,581,058
Total Interest Expense (Sum of items 6 8)
219,231
Share Certificates
471
Number of Accounts for Share Drafts
1,519
Number of Accounts for Regular Shares
4,669
Non Member Deposits
4
Money Market Shares
7
Net Income (unless the amount is already included in Undivided Earnings)
-79,118
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,002,579
Total Liabilities
39,669,796
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Hockley County School Employees Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Hockley County School Employees Credit UnionHow many branches does Hockley County School Employees Credit Union operate?Hockley County School Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hockley County School Employees Credit Union?Yes, to access services at Hockley County School Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hockley County School Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hockley County School Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hockley County School Employees Credit Union offer online and mobile banking?Most modern institutions like Hockley County School Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hcsecu.org. Current Hockley County School Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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