What are the current interest rates at Great Horizons Federal Credit Union?

Current rates for Great Horizons Federal Credit Union include: 12-Month CD: 0.50%, 18-Month CD: 0.15%, Savings: 0.05%

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Great Horizons Federal Credit Union

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Great Horizons Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Horizons Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 7, 2026

Great Horizons Federal Credit Union's 12 Month CD rates are at 0.65%, 12 Month CD rates are at 0.50%, 18 Month IRA CD rates are at 0.15%. Great Horizons Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Great Horizons Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.49%. Rates were last updated on 05/07/2026.

Great Horizons Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Horizons Federal Credit Union? Share your experience about Great Horizons Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Great Horizons Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.49%

Excellent Higher than avg

Great Horizons Federal Credit Union
Main branch

7550 Hohman Ave
Munster, IN 46321

https://greathorizonsfcu.org

Great Horizons Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Share Certificate	-	0.65%	12
Min Deposit $50,000 Min Balance $50,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.49%
12 Month Share Certificate	-	0.50%	12
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.49%
18 Month IRA Share Certificate	-	0.15%	18
Min Deposit $1,000 Min Balance $1,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.49%

Great Horizons Federal Credit Union Savings Rates

Product	Rate	APY
Christmas Club	-	0.05%
Min Balance $25 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.49%
Kid's Club	-	0.05%
Min Balance $100 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.49%
Share Savings	-	0.05%
Min Balance $300 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.49%
Vacation Club	-	0.05%
Min Balance $300 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.49%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Great Horizons Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Great Horizons Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Horizons Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Great Horizons Federal Credit Union

Website https://greathorizonsfcu.org

Address 7550 Hohman Ave, Munster, IN 46321

Phone 219-513-8872

Fax 219-513-8894

President Michael Gulley

CEO Laura Franckevicius

Full-Time Employees 1

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.49%

Return on Assets (ROA)

1.6583%

Return on Equity (ROE)

7.0066%

Non-Performing Loans Ratio (NPL)

3.25%

Total Assets

3,607,335

Total Amount of Shares and Deposits

2,728,604

Total Shares and Deposits < 1 Year

2,728,604

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,728,604

Total Interest Expense (Sum of items 6 8)

1,207

Share Certificates

IRA KEOGH Accounts

Number of Accounts for Regular Shares

451

All other shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

966,831

Total Liabilities

2,753,546

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Great Horizons Federal Credit Union

How many branches does Great Horizons Federal Credit Union operate?

Great Horizons Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Great Horizons Federal Credit Union?

Yes, to access services at Great Horizons Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Great Horizons Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Horizons Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Great Horizons Federal Credit Union offer online and mobile banking?

Most modern institutions like Great Horizons Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greathorizonsfcu.org.