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Ever $ Green Federal Credit Union Rates & Review June 2026

Ever $ Green Federal Credit Union's savings rates are at 0.05%. Ever $ Green Federal Credit Union's money market rates are at 0.40%. Ever $ Green Federal Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of Ever $ Green Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.65%. Rates were last updated on 05/22/2026.

Ever $ Green Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ever $ Green Federal Credit Union? Share your experience about Ever $ Green Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ever $ Green Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.65%
Excellent Higher than avg
Ever $ Green Federal Credit Union
Main Office
2215 E Henrietta Rd
Rochester, NY 14623
https://www.evergreenfcu.com
Member NCUA

Ever $ Green Federal Credit Union Savings Rates

Product Rate APY View More
Club Savings 0.15% 0.15%
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Savings (Share) 0.05% 0.05%
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%

Ever $ Green Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.10% 1.10%
Min Balance $50,000
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Money Market Account 0.95% 0.95%
Min Balance $25,000
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Money Market Account 0.75% 0.75%
Min Balance $10,000
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Money Market Account 0.55% 0.55%
Min Balance $2,500
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Money Market Account 0.40% 0.40%
Min Balance $0
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%

Ever $ Green Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 85% LTV - - 6.00% 36 to 60 Months
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Home Equity Loan 90% LTV - - 6.25% 36 to 60 Months
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Home Equity Loan 85% LTV - - 6.50% 61 to 120 Months
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Home Equity Loan 90% LTV - - 6.75% 61 to 120 Months
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Home Equity Loan 85% LTV - - 7.00% 121 to 180 Months
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Home Equity Loan 90% LTV - - 7.25% 121 to 180 Months
No additional details.
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%

Ever $ Green Federal Credit Union Personal Loan Rates

Product Rate APR View More
Signature Loans - Personal - 8.50%
Details As Low As
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Signature Loans - Personal - 8.99%
Details As Low As
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Signature Loans - Personal - 9.25%
Details As Low As
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%
Signature Loans - Personal - 10.25%
Details As Low As
Last Updated 05/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.65%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Ever $ Green Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ever $ Green Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ever $ Green Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ever $ Green Federal Credit Union
Address 2215 E Henrietta Rd, Rochester, NY 14623
Phone 585-334-2710
Fax 585-334-7201
President Paula Sharlow
CEO Stephen Daggs
Full-Time Employees 19
Part-Time Employees 1
Branch Locations 3
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.65%
Return on Assets (ROA)
-0.4124%
Return on Equity (ROE)
-3.9966%
Non-Performing Loans Ratio (NPL)
1.61%
Total Assets
70,682,837
Total Amount of Shares and Deposits
64,515,521
Total Shares and Deposits < 1 Year
60,142,239
Total Shares and Deposits 1 3 Years
4,338,855
Total Shares and Deposits > 3 Years
34,427
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,343,887
Total Uninsured Shares and Deposits > $250K (F+J)
2,343,887
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,171,634
Total Interest Expense (Sum of items 6 8)
864,448
Share Certificates
602
Number of Accounts for Share Drafts
2,359
IRA KEOGH Accounts
41
Number of Accounts for Regular Shares
6,119
Non Member Deposits
17
Money Market Shares
381
Net Income (unless the amount is already included in Undivided Earnings)
-291,478
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,114,518
Total Liabilities
64,578,981
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Ever $ Green Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Ever $ Green Federal Credit Union

How many branches does Ever $ Green Federal Credit Union operate?

Ever $ Green Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ever $ Green Federal Credit Union?

Yes, to access services at Ever $ Green Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ever $ Green Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ever $ Green Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ever $ Green Federal Credit Union offer online and mobile banking?

Most modern institutions like Ever $ Green Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.evergreenfcu.com.

Current Ever $ Green Federal Credit Union Rates

  • Savings0.05%
  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.