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City of Clarksburg Federal Credit Union

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City of Clarksburg Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, City of Clarksburg Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

City of Clarksburg Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not City of Clarksburg Federal Credit Union, and you can see how they compare in the City of Clarksburg Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of City of Clarksburg Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.19%. Database rates last updated and verified on 08/30/2026.

City of Clarksburg Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City of Clarksburg Federal Credit Union? Share your experience about City of Clarksburg Federal Credit Union by leaving a review below, or read customer reviews before you decide to use City of Clarksburg Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.19%

Excellent Lower than avg

City of Clarksburg Federal Credit Union
CITY OF CLARKSBURG FEDERAL CREDIT UNION

101 S 4TH ST
CLARKSBURG, WV 26301

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for City of Clarksburg Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather City of Clarksburg Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with City of Clarksburg Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name City of Clarksburg Federal Credit Union

Website N/A

Address 101 S 4TH ST, CLARKSBURG, WV 26301

Phone 304-624-1678

Fax 304-624-0984

President RANDY WAUGAMAN

CEO TERRY SPENCER

Full-Time Employees 2

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.19%

Return on Assets (ROA)

0.3477%

Return on Equity (ROE)

2.4935%

Non-Performing Loans Ratio (NPL)

0.10%

Total Assets

8,342,970

Total Amount of Shares and Deposits

7,173,227

Total Shares and Deposits < 1 Year

7,173,227

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,173,227

Total Interest Expense (Sum of items 6 8)

42,077

Number of Accounts for Regular Shares

870

Net Income (unless the amount is already included in Undivided Earnings)

29,006

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,030,588

Total Liabilities

7,179,711

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for City of Clarksburg Federal Credit Union

Frequently Asked Questions About City of Clarksburg Federal Credit Union

How many branches does City of Clarksburg Federal Credit Union operate?

City of Clarksburg Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join City of Clarksburg Federal Credit Union?

Yes, to access services at City of Clarksburg Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, City of Clarksburg Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, City of Clarksburg Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does City of Clarksburg Federal Credit Union offer online and mobile banking?

Most modern institutions like City of Clarksburg Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.