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 Business And Industrial Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 29, 2026
Business And Industrial Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Business And Industrial Federal Credit Union, and you can see how they compare in the Business And Industrial Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Business And Industrial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.85%. Database rates last updated and verified on 08/29/2026. Business And Industrial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Business And Industrial Federal Credit Union? Share your experience about Business And Industrial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Business And Industrial Federal Credit Union. Business And Industrial Federal Credit Union
Marr Road 740 N Marr Rd
https://www.busindcu.com Columbus, IN 47201 
Business And Industrial Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Business And Industrial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Business And Industrial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Business And Industrial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Business And Industrial Federal Credit Union
Website
https://www.busindcu.com
Address
740 N Marr Rd,
Columbus, IN 47201
Phone
812-372-6091
Fax
812-372-6093
President
Roberta Mullins
CEO
Aaron Wilp
Full-Time Employees
11
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.85%
Return on Assets (ROA)
0.9926%
Return on Equity (ROE)
5.7731%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
44,868,887
Total Amount of Shares and Deposits
37,075,106
Total Shares and Deposits < 1 Year
36,523,286
Total Shares and Deposits 1 3 Years
355,675
Total Shares and Deposits > 3 Years
196,144
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
184,462
Total Uninsured Shares and Deposits > $250K (F+J)
184,462
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,890,644
Total Interest Expense (Sum of items 6 8)
52,405
Share Certificates
71
Number of Accounts for Share Drafts
2,506
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
4,778
Money Market Shares
109
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,739,576
Total Liabilities
37,159,061
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Frequently Asked Questions About Business And Industrial Federal Credit UnionHow many branches does Business And Industrial Federal Credit Union operate?Business And Industrial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Business And Industrial Federal Credit Union?Yes, to access services at Business And Industrial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Business And Industrial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Business And Industrial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Business And Industrial Federal Credit Union offer online and mobile banking?Most modern institutions like Business And Industrial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.busindcu.com. Compare to Other Credit Unions
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