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Bothwell Hospital Employees Credit Union Rates & Review September 2026

Bothwell Hospital Employees Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.69%, 6-month share certificate rates at 2.57% and 3-month share certificate rates at 2.45%. Savings rates are at 0.82% and money market rates are at 1.11%. Mortgage rates on 30-year fixed loans are around 6.73%. These rates come from our rate database, not Bothwell Hospital Employees Credit Union, and you can see how they compare in the Bothwell Hospital Employees Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Bothwell Hospital Employees Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 115.36%. Database rates last updated and verified on 09/10/2026.

Bothwell Hospital Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bothwell Hospital Employees Credit Union? Share your experience about Bothwell Hospital Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Bothwell Hospital Employees Credit Union.

Overall Health & Safety Grade ?
F
High Risk Health Score: 2/100
MonitorBankRates Rating ?
1.0
Weak Out of 5.0 Stars
Texas Ratio ?
115.36%
Weak Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Bothwell Hospital Employees Credit Union
BHE Credit Union
600 E 13th St
Sedalia, MO 65301-5912
http://www.bhecu.com
Member NCUA

Current Rate Availability

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Financial Health History

Bothwell Hospital Employees Credit Union’s Texas Ratio rose from 0.00% in Q2 2023 to 115.36% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 1.0 and its Health Grade from A+ to F. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 33% 2.0★ 66% 3.0★ 99% 4.0★ 133% 5.0★ 15% Verified Healthy line 0.00% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 D Q4 2024 D Q1 2025 A+ Q2 2025 B+ Q3 2025 B Q4 2025 115.36% F Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$2M115.36%1.0F
December 31, 2025$2M20.32%4.6B
September 30, 2025$2M18.69%4.7B+
June 30, 2025$2M0.00%5.0A+
March 31, 2025$2M38.03%3.1D
December 31, 2024$2M39.26%3.0D
September 30, 2024$2M2.54%5.0A+
June 30, 2024$2M0.00%5.0A+
March 31, 2024$2M0.00%5.0A+
December 31, 2023$2M0.00%5.0A+
September 30, 2023$2M0.00%5.0A+
June 30, 2023$2M0.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Bothwell Hospital Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bothwell Hospital Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bothwell Hospital Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bothwell Hospital Employees Credit Union
Address 600 E 13th St, Sedalia, MO 65301-5912
Phone 660-827-9518
Fax 660-829-2006
President Julie May
CEO Cherilyn Long
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (2/100)
Texas Ratio
115.36%
Return on Assets (ROA)
-2.3300%
Return on Equity (ROE)
-47.6076%
Non-Performing Loans Ratio (NPL)
10.60%
Total Assets
1,607,741
Total Amount of Shares and Deposits
1,525,168
Total Shares and Deposits < 1 Year
1,525,168
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,525,168
Total Interest Expense (Sum of items 6 8)
150
Share Certificates
7
Number of Accounts for Regular Shares
1,003
Money Market Shares
1
Net Income (unless the amount is already included in Undivided Earnings)
-37,461
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Undercapitalized
Net Worth Classification if credit union is a new credit union
Moderately Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
428,492
Total Liabilities
1,529,054
Source: NCUA — Last Updated 03/31/2026

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Frequently Asked Questions About Bothwell Hospital Employees Credit Union

How many branches does Bothwell Hospital Employees Credit Union operate?

Bothwell Hospital Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bothwell Hospital Employees Credit Union?

Yes, to access services at Bothwell Hospital Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bothwell Hospital Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bothwell Hospital Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bothwell Hospital Employees Credit Union offer online and mobile banking?

Most modern institutions like Bothwell Hospital Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.bhecu.com.