What are the current interest rates at Berea Federal Credit Union?

Current rates for Berea Federal Credit Union include:

Berea Federal Credit Union Rates and Review February 2026

Q: Is a member application needed to join Berea Federal Credit Union?

Yes, to access services at Berea Federal Credit Union, a member application is required.

Content reviewed by

Brian McKay

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Berea Federal Credit Union Deposit Rates

You can compare Berea Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.60%, 6-month share certificate rates at 0.60% and 3-month share certificate rates at 1.41%. Savings rates are at 0.50% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates, and more, can be found in our database of rates which you can compare to Berea Federal Credit Union rates.

Berea Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Berea Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Berea Federal Credit Union Texas Ratio

Berea Federal Credit Union's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Berea Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. A 0.00% ratio is the best possible score. It indicates that Berea Federal Credit Union currently has zero non-performing assets or foreclosed properties on its books.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Berea Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Berea Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product

APY/APR

vs.Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Berea Federal Credit Union
Berea FCU

1641 Bergen St
Brooklyn, NY 11213 2416

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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Current Rate Availability

We do not have Berea Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Berea Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Berea Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Berea Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Berea Federal Credit Union

Website:

Full Time Employees: 0
Part Time Employees: 0
President: ARLEE GRIFFIN
CEO: Forrest Williams McDonald
Branch Locations: 1
ATM Locations: 0

Corporate Office Address:

1641 Bergen St
Brooklyn, NY 11213 2416
Phone Number: 718-778-5617
Fax Number: 718-771-3854

Financials

Total Assets:

88,854

Total Amount of Shares and Deposits:

75,041

Total Shares and Deposits < 1 Year:

75,041

Total Insured Shares and Deposits > $250K (item 17 less item K):

75,041

Number of Accounts for Regular Shares:

Net Income (unless the amount is already included in Undivided Earnings):

-866

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

81,436

Total Liabilities:

75,041

Source: NCUA Last Updated 09/30/2025

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Total Reviews

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Frequently Asked Questions About Berea Federal Credit Union

Is a member application needed to join Berea Federal Credit Union?

Yes, to access services at Berea Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Berea Federal Credit Union provides a range of mortgage and home equity products.

Is Berea Federal Credit Union a safe place to deposit money?

Yes, Berea Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.