What are the current interest rates at ASA Federal Credit Union?

Current rates for ASA Federal Credit Union include: 12-Month CD: 1.20%

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ASA Federal Credit Union

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ASA Federal Credit Union Rates & Review September 2026

Q: How many branches does ASA Federal Credit Union operate?

ASA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join ASA Federal Credit Union?

Yes, to access services at ASA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, ASA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 4, 2026

ASA Federal Credit Union's 12 Month CD rates are at 1.20%, 6 Month CD rates are at 1.10%. ASA Federal Credit Union's Personal Loan Rates are at 13.50%. MonitorBankRates has no NCUA call report data for ASA Federal Credit Union, so it is not rated. Rates last updated and verified on 09/04/2026.

ASA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ASA Federal Credit Union? Share your experience about ASA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ASA Federal Credit Union.

Overall Health & Safety Grade

N/A

Not Rated No current filing

MonitorBankRates Rating

N/A

Not Rated No current filing

Texas Ratio

N/A

Not Rated No data

ASA Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Certificate	1.20%	1.20%	12 Months
Min Balance $1,000 Last Updated 09/04/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.20%
6 Month Certificate	1.10%	1.10%	6 Months
Min Balance $1,000 Last Updated 09/04/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.20%

ASA Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Closed-end Unsecured Maximum) with compensating balance pledged. Loan	13.50%
Details $10,000; Negative credit could adversely affect rate Last Updated 09/04/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.20%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

ASA Federal Credit Union’s Texas Ratio fell from 16.75% in Q2 2023 to 16.20% in Q1 2026, so its financial health has held steady over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 4.9. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$12M	16.20%	4.9	A-
December 31, 2025	$11M	19.96%	4.6	B
September 30, 2025	$12M	19.17%	4.7	B
June 30, 2025	$10M	15.21%	5.0	A-
March 31, 2025	$12M	16.11%	4.9	A-
December 31, 2024	$12M	18.80%	4.7	B+
September 30, 2024	$12M	12.28%	5.0	A
June 30, 2024	$11M	9.45%	5.0	A
March 31, 2024	$11M	15.25%	5.0	A-
December 31, 2023	$11M	15.82%	4.9	A-
September 30, 2023	$11M	19.47%	4.6	B
June 30, 2023	$10M	16.75%	4.9	A-

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for ASA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather ASA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ASA Federal Credit Union's official website for the most current offers and terms.

Customer Reviews

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Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

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Frequently Asked Questions About ASA Federal Credit Union

How many branches does ASA Federal Credit Union operate?

ASA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ASA Federal Credit Union?

Yes, to access services at ASA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ASA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ASA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does ASA Federal Credit Union offer online and mobile banking?

Most modern institutions like ASA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.asafcu.com.