MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. ACE Credit Union Services
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

ACE Credit Union Services Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

ACE Credit Union Services rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not ACE Credit Union Services, and you can see how they compare in the ACE Credit Union Services rate tables below. MonitorBankRates evaluates the financial stability of ACE Credit Union Services with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/29/2026.

ACE Credit Union Services money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ACE Credit Union Services? Share your experience about ACE Credit Union Services by leaving a review below, or read customer reviews before you decide to use ACE Credit Union Services.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
ACE Credit Union Services
ACE Credit Union
1028 14th St SE
Mason City, IA 50401 6955
Member NCUA

Current Rate Availability

We're not currently displaying rates for ACE Credit Union Services, but our database is updated constantly — check back soon for the latest offers.

Are you with ACE Credit Union Services? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for ACE Credit Union Services is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ACE Credit Union Services rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ACE Credit Union Services's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ACE Credit Union Services
Website N/A
Address 1028 14th St SE, Mason City, IA 50401 6955
Phone 641-424-6330
Fax 641-424-6330
President Kathy Grove
CEO Ellen Kay
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.8071%
Return on Equity (ROE)
4.0859%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
7,683,224
Total Amount of Shares and Deposits
6,160,924
Total Shares and Deposits < 1 Year
6,160,923
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,387
Total Uninsured Shares and Deposits > $250K (F+J)
36,387
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,124,537
Total Interest Expense (Sum of items 6 8)
83,902
Number of Accounts for Regular Shares
802
Net Income (unless the amount is already included in Undivided Earnings)
62,011
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,008,194
Total Liabilities
6,165,547
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for ACE Credit Union Services yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for ACE Credit Union Services
Your Name:
Your Rating:

Frequently Asked Questions About ACE Credit Union Services

How many branches does ACE Credit Union Services operate?

ACE Credit Union Services currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ACE Credit Union Services?

Yes, to access services at ACE Credit Union Services, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ACE Credit Union Services does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ACE Credit Union Services provides members with tools to manage their accounts and build a solid financial history.

Does ACE Credit Union Services offer online and mobile banking?

Most modern institutions like ACE Credit Union Services provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Compare to Other Credit Unions

Nova UA Federal Credit Union White Rose Credit Union Bothwell Hospital Employees Credit Union Westport Federal Credit Union Lee County Credit Union TelComm Credit Union State Employees Credit Union First Capital Federal Credit Union The Credit Union For All Homefield Credit Union Generations Credit Union My Community Credit Union CSP Employees Federal Credit Union Charleston Federal Credit Union Wheatland Federal Credit Union Coasthills Credit Union W T Community Federal Credit Union Railway Employees Credit Union Americas First Federal Credit Union Blue Mountain Credit Union Tri Valley Service Federal Credit Union