MonitorBankRates
Home Checking Accounts Arkansas Checking Harrison, Arkansas iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Harrison, Arkansas - May 2026

The best checking rates for Harrison, Arkansas include Stone BankStone Bank1309 Highway 62 65 N, Harrison, AR 72601A-5.0 ★Texas Ratio: 14.51% Tribute Checking at 1.00% APY, FedEx Employees Credit Association Federal Credit UnionFedEx Employees Credit Association Federal Credit Union2200 Forward Dr, Harrison, AR 72601 2004A5.0 ★Texas Ratio: 6.11% Basic Checking at 0.03% APY, First Community Bank Batesville, ARFirst Community Bank Batesville, AR220 E Ridge Ave, Harrison, AR 72601A+5.0 ★Texas Ratio: 2.59% Community Choice Checking at 0.01% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, and Orion Federal Credit UnionOrion Federal Credit UnionA+5.0 ★Texas Ratio: 2.42% Premium Checking Accounts at 5.00% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.

Harrison has 3 local institutions in our database, with checking rates as high as 1.00% APY from Stone Bank at 1309 Highway 62 65 N, Harrison, AR, 72601. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Harrison, Arkansas. Checking Account Rates Last Updated and Verified: May 12, 2026

Compare Checking Account Rates Today in Harrison, Arkansas & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Stone Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.51%
1309 Highway 62 65 N
Harrison, AR 72601
Tribute Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Get $200 & Earn 1% APY; Tribute Checking is available for First Responders, Military Members Veterans, Police, Fire Fighters, Healthcare Professionals and Educators because we believe in supporting those who make a difference.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2200 Forward Dr
Harrison, AR 72601 2004
Basic Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2200 Forward Dr
Harrison, AR 72601 2004
Extras Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

First Community Bank Batesville, AR
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
220 E Ridge Ave
Harrison, AR 72601
Community Choice Checking
0.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Earn up to $200 in rewards; $100 reward for receiving direct deposit into your Community Choice account; $100 reward for using your Mastercard� debit card; Available to new customers only; One account per household; Interest paid on daily ledger balance. The interest rate and the annual percentage yield are subject to change.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $15000

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Premium Checking Accounts
5.00%
$0
Rate4.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $15000

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Premier Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Checking Accounts
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Checking Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Sterling Bank Poplar Bluff, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Platinum Interest Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Market Investor Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Diamond Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
The Good Life Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Fsnb
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Advanced Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Minimum Balance to Open Account: $5.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Premier Checking Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Premier Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Share Draft (Checking)
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Stone Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.51%
1309 Highway 62 65 N
Harrison, AR 72601
Tribute Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Get $200 & Earn 1% APY; Tribute Checking is available for First Responders, Military Members Veterans, Police, Fire Fighters, Healthcare Professionals and Educators because we believe in supporting those who make a difference.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $15000

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Premium Checking Accounts
5.00%
$0
Rate4.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $15000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Premier Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Sterling Bank Poplar Bluff, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Platinum Interest Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Sterling Bank Poplar Bluff, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Convenient Interest Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Sterling Bank Poplar Bluff, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Fabulous 50 Interest Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Golden Plus Checking and up
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

$1,500

No Rewards accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2200 Forward Dr
Harrison, AR 72601 2004
Basic Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Harrison, AR Checking Rate Trends

Compare local Harrison, AR checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arkansas Checking Trends →
High-Yield Checking — AR Avg
2.389%
▲ 0.179 vs 7 days ago

Arkansas high-yield checking rates rose 0.179 points over the past 7 days to 2.389% APY.

Free Checking — AR Avg
0.867%
▲ 0.164 vs 7 days ago

Arkansas free checking rates rose 0.164 points over the past 7 days to 0.867% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Harrison, Arkansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Harrison, Arkansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in AR.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Harrison, Arkansas earn interest?

Most traditional local checking accounts in Harrison, Arkansas earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Harrison, Arkansas FDIC insured?

Yes. Legitimate banks with branches in Harrison, Arkansas are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Harrison, Arkansas

Based on our current data, some of the highest checking account APYs available to residents of Harrison, Arkansas include:
  • Stone Bank
    Tribute Checking — 1.00% APY
  • FedEx Employees Credit Association Federal Credit Union
    Basic Checking — 0.03% APY
  • First Community Bank Batesville, AR
    Community Choice Checking — 0.01% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • Orion Federal Credit Union
    Premium Checking Accounts — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Harrison, Arkansas. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 12, 2026