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Fidelity State B&T Co. Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 11, 2026

You can compare Fidelity State B&T Co. rates to other rates in our database, including 12-month CD rates currently at 1.50%, 6-month CD rates at 3.81% and 3-month CD rates at 0.50%. Savings rates are at 0.50% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Fidelity State B&T Co. rates. MonitorBankRates evaluates the financial stability of Fidelity State B&T Co. with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.13%. Rates were last updated on 05/11/2026.

Fidelity State B&T Co. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fidelity State B&T Co.? Share your experience about Fidelity State B&T Co. by leaving a review below, or read customer reviews before you decide to use Fidelity State B&T Co..

Ranked #91 in MonitorBankRates Top 100 Healthiest Small Banks 2026 Ranked #91 Healthiest Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.13%
Excellent Lower than avg
The Fidelity State Bank and Trust Company
510 N 2nd Ave
Dodge City, KS 67801
https://www.fidelitybankdc.com
Member FDIC

Current Rate Availability

We do not have Fidelity State B&T Co. rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fidelity State B&T Co. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fidelity State B&T Co. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fidelity State B&T Co.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fidelity State B&T Co.
Bank Holding Company FIDELITY BANC DODGE CTY KS
Address 510 N 2nd Ave, Dodge City, KS 67801  ·  Ford
Website https://www.fidelitybankdc.com
FDIC Certificate # 10920
Established 01/02/1933
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6226%
Return on Equity (ROE) 9.0500%
Non-Performing Loans (NPL) 0.02%
Total Assets $203,114,000
Total Deposits $156,570,000
Equity Capital $44,517,000
Net Income $3,361,000
Headquarters Dodge City
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025
Ranked #91 in MonitorBankRates Top 100 Healthiest Small Banks 2026
2026 MBR Health & Safety Badge

Fidelity State B&T Co. earned the Top 100 Healthiest badge

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Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

Customer Reviews

There are no reviews for Fidelity State B&T Co. yet. Feel free to create one below.
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Frequently Asked Questions About Fidelity State B&T Co.

How many branches does Fidelity State B&T Co. operate?

Fidelity State B&T Co. currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fidelity State B&T Co. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fidelity State B&T Co. provides members with tools to manage their accounts and build a solid financial history.

Does Fidelity State B&T Co. offer online and mobile banking?

Most modern institutions like Fidelity State B&T Co. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fidelitybankdc.com.

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