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Templeton Savings Bank

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Templeton Savings Bank Rates & Review May 2026

Q: How many branches does Templeton Savings Bank operate?

Templeton Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Templeton Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Templeton Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 11, 2026

You can compare Templeton Savings Bank rates to other rates in our database, including 12-month CD rates currently at 1.61%, 6-month CD rates at 3.50% and 3-month CD rates at 2.00%. Savings rates are at 1.00% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.33%. All these rates can be compared to Templeton Savings Bank rates. MonitorBankRates evaluates the financial stability of Templeton Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates were last updated on 05/11/2026.

Templeton Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Templeton Savings Bank? Share your experience about Templeton Savings Bank by leaving a review below, or read customer reviews before you decide to use Templeton Savings Bank.

Ranked #62 Healthiest Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.09%

Excellent Lower than avg

Templeton Savings Bank

103 S Main St
Templeton, IA 51463

https://www.templetonsavingsbank.com

Current Rate Availability

We do not have Templeton Savings Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Templeton Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Templeton Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Templeton Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Templeton Savings Bank

FDIC Certificate # 969

Address 103 S Main St, Templeton, IA 51463 · Carroll

Website https://www.templetonsavingsbank.com

Established 01/01/1923

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.09%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0122%

Return on Equity (ROE) 8.0500%

Non-Performing Loans (NPL) 0.01%

Total Assets $160,260,000

Total Deposits $133,237,000

Equity Capital $25,837,000

Net Income $2,170,000

Headquarters Templeton

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Templeton Savings Bank earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #62 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

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Frequently Asked Questions About Templeton Savings Bank

How many branches does Templeton Savings Bank operate?

Templeton Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Templeton Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Templeton Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Templeton Savings Bank offer online and mobile banking?

Most modern institutions like Templeton Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.templetonsavingsbank.com.