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Peoples B&T Co. Ryan, OK Rates & Review August 2026

Peoples B&T Co. Ryan, OK's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Peoples B&T Co. Ryan, OK with a 2.9 Star Rating, an F Overall Health Grade, and a Texas Ratio of 40.20%. Rates last updated and verified on 08/28/2026.

Peoples B&T Co. Ryan, OK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples B&T Co. Ryan, OK? Share your experience about Peoples B&T Co. Ryan, OK by leaving a review below, or read customer reviews before you decide to use Peoples B&T Co. Ryan, OK.

Overall Health & Safety Grade ?
F
High Risk Health Score: 59/100
MonitorBankRates Rating ?
2.9
Fair Out of 5.0 Stars
Texas Ratio ?
40.20%
Fair Higher than avg
Peoples B&T Co. Ryan, OK
517 Washington Street
Ryan, OK 73565
https://www.peoplesbankusa.com
Member FDIC

Peoples B&T Co. Ryan, OK Savings Rates

Product Rate APY View More
High Yield Interest Savings - 0.35%
Min Deposit $500
Min Balance $500
Details Service Charge: $10. How to avoid Service Charge: $500 avg. balance per statement cycle. Requirements:
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.20%
Ideal savings - 0.25%
Min Deposit $25
Min Balance $25
Details Service Charge: $10. How to avoid Service Charge: $25 avg. balance per statement cycle.
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.20%
Timeless Savings - 0.25%
Min Deposit $25
Min Balance $25
Details For those 62 & Better; Age 62 and better; Service Charge: $5; How to avoid Service Charge: $25 avg. balance per statement cycle
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.20%

Peoples B&T Co. Ryan, OK Checking Rates

Product Rate APY View More
Elite Business Checking - 0.35%
Min Deposit $5,000
Details Service Charge: $10. How to avoid Service Charge: $5,000 avg. balance per statement cycle. Requirements: ACH per statement cycle. Debit Card: Yes, with EMV Security. ATM: Access to 16,000 ATMs in 14 States with no surcharge. Transactions: Unlimited.
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.20%
Elite Checking 0.35% 0.35%
Min Deposit $500
Details Qualifications Required: 1 ACH Debit or Credit is required per statement cycle; Interest rate shown is a variable rate that may change after the account is opened. Fees could reduce earnings. No broker deposits. Traditional style single checks only. 3rd party internet data / fees may apply for online banking and mobile products, please check with your provider.
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.20%
High Yield Interest Checking - 0.35%
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.20%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples B&T Co. Ryan, OK is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples B&T Co. Ryan, OK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples B&T Co. Ryan, OK's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples B&T Co. Ryan, OK
FDIC Certificate # 2331
Address 517 Washington Street, Ryan, OK 73565  ·  Jefferson
Established 03/05/1906
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

F
Overall Health Grade Score: 59/100
2.9
Fair Out of 5.0 Stars
40.20%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2402%
Return on Equity (ROE) 7.5600%
Non-Performing Loans (NPL) 6.34%
Total Assets $46,969,000
Total Deposits $35,642,000
Equity Capital $9,564,000
Net Income $-350,000
Headquarters Ryan
Total Branches and Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Peoples B&T Co. Ryan, OK

How many branches does Peoples B&T Co. Ryan, OK operate?

Peoples B&T Co. Ryan, OK currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples B&T Co. Ryan, OK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples B&T Co. Ryan, OK provides members with tools to manage their accounts and build a solid financial history.

Does Peoples B&T Co. Ryan, OK offer online and mobile banking?

Most modern institutions like Peoples B&T Co. Ryan, OK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesbankusa.com.

Current Peoples B&T Co. Ryan, OK Rates

  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.