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Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Partners Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: September 12, 2026
Partners Federal Credit Union's 12 Month Jumbo CD rates are at 3.85%, 12 Month Mini-Jumbo CD rates are at 3.85%, 12 Month Standard CD rates are at 3.85%, 12 Month Starter CD rates are at 3.85%, 12-Month CD rates are at 3.85%. Partners Federal Credit Union's savings rates are at 0.05%. Partners Federal Credit Union's money market rates are at 0.10%. Partners Federal Credit Union's 30-year fixed-rate mortgage rates are at 5.99%. Partners Federal Credit Union's Personal Loan Rates are as low as 9.74%. Partners Federal Credit Union's Credit Card Rates are at 10.24%. MonitorBankRates evaluates the financial stability of Partners Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.23%. Rates last updated and verified on 09/12/2026.
Partners Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partners Federal Credit Union? Share your experience about Partners Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Partners Federal Credit Union.
Partners Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Partners Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.23%
ExcellentLower than avg
Partners Federal Credit Union Texas Ratio
Partners Federal Credit Union's Texas Ratio is 5.23%, which is considered excellent and is lower than the national average of 6.13%.
Partners Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.64% to 5.23% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has held steady at a healthy level since Q2 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Primary, Special Savings & Traditional Christmas Club
0.05%
0.05%
Min Deposit$5
Min Balance$0
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Partners Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Enhanced Money Market
2.72%
2.75%
Min Deposit$10,000
Min Balance$10,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Down Payment Savings Money Market
2.18%
2.20%
Min Balance$500,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Money Market Savings
2.18%
2.20%
Min Deposit$2,500
Min Balance$500,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Down Payment Savings Money Market
2.08%
2.10%
Min Balance$250,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Money Market Savings
2.08%
2.10%
Min Deposit$2,500
Min Balance$250,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Down Payment Savings Money Market
1.98%
2.00%
Min Balance$100,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Money Market Savings
1.98%
2.00%
Min Deposit$2,500
Min Balance$100,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Down Payment Savings Money Market
1.24%
1.25%
Min Balance$50,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Money Market Savings
1.24%
1.25%
Min Deposit$2,500
Min Balance$50,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Down Payment Savings Money Market
1.00%
1.00%
Min Balance$25,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Enhanced Money Market ($2,500 - $9,999)
1.00%
1.00%
Min Balance$2,500
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Enhanced Money Market ($2,500)
1.00%
1.00%
Min Deposit$10,000
Min Balance$2,500
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Money Market Savings
1.00%
1.00%
Min Deposit$2,500
Min Balance$25,000
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Down Payment Savings Money Market
0.75%
0.75%
Min Balance$2,500
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Enhanced Money Market Account
-
0.75%
Min Balance$2,500
DetailsAPY = Annual Percentage Yield as of September 1, 2026. 'New Money' is defined as funds not currently on deposit with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice. Other terms and conditions may apply. Enhanced Money Market cannot be opened online. To open an Enhanced Money Market, schedule an appointment (Opens in a new Window) , visit a branch , or call us at 800.948.6677.
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Money Market Savings
0.75%
0.75%
Min Deposit$2,500
Min Balance$2,500
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Down Payment Savings Money Market
0.05%
0.05%
Min Balance$0
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Partners Federal Credit Union Checking Rates
Product
Rate
APY
View More
Money Market Checking
0.10%
0.10%
Min Deposit$2,500
Min Balance$2,500
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Partners Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
30-year fixed-rate mortgage
5.99%
-
6.06%
30 years
DetailsFor a limited time
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Partners Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity - LOC 80%
-
-
6.25%
36 months
DetailsMy Rate
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Home Equity Line of Credit (HELOC)
-
-
6.25%
DetailsLoan to Value: Up to 80%; Estimated Fees (Loans Under $200,000): $0 - $2,325; Estimated Fees (Loans Over $200,000): $2,162 - $6,100
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Home Equity Line of Credit (HELOC)
-
-
6.50%
DetailsLoan to Value: 80.01% - 90%; Estimated Fees (Loans Under $200,000): $0 - $2,325; Estimated Fees (Loans Over $200,000): $2,162 - $6,100
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Home Equity Loans (HELOAN)
-
-
8.05%
5
DetailsLoan to Value: Up to 80%
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Home Equity Loans (HELOAN)
-
-
8.30%
5
DetailsLoan to Value: 80.01% - 90%
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Home Equity Loans (HELOAN)
-
-
8.50%
15
DetailsLoan to Value: Up to 80%
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Home Equity Loans (HELOAN)
-
-
8.75%
15
DetailsLoan to Value: 80.01% - 90%
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Home Equity Loans (HELOAN)
-
-
8.93%
20
DetailsLoan to Value: Up to 80%
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Home Equity Loans (HELOAN)
-
-
9.18%
20
DetailsLoan to Value: 80.01% - 90%
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Partners Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Vehicle Loan
-
-
4.49%
36 Months
DetailsModels 2025 or newer (under 10,000 miles)
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
New Auto
-
-
4.74%
60 Mo
DetailsMy Rate
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
New Vehicle Loan
-
-
4.74%
60 Months
DetailsModels 2025 or newer (under 10,000 miles)
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Used Vehicle Loan
-
-
4.74%
36 Months
DetailsModels between 2019 - 2026 (between 10,001 and 100,000 miles)
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Used Vehicle Loan
-
-
4.99%
60 Months
DetailsModels between 2019 - 2026 (between 10,001 and 100,000 miles)
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
New Vehicle Loan
-
-
5.24%
75 Months
DetailsModels 2025 or newer (under 10,000 miles)
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Used Vehicle Loan
-
-
5.49%
75 Months
DetailsModels between 2019 - 2026 (between 10,001 and 100,000 miles)
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
New Vehicle Loan
-
-
6.24%
84 Months
DetailsModels 2025 or newer (under 10,000 miles)
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Used Vehicle Loan
-
-
6.49%
84 Months
DetailsModels between 2019 - 2026 (between 10,001 and 100,000 miles)
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Partners Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New Boat-60 Mo Loan
-
7.99%
60 months
DetailsMy Rate
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
New/Used Boats Loan
-
7.99%
60 Months
No additional details.
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
New/Used Motorcycles Loan
-
7.99%
60 Months
No additional details.
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
New/Used Recreational Vehicles Loan
-
7.99%
180 Months
No additional details.
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Partners Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
Platinum Credit Card
-
10.24%
DetailsMy Rate
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Visa Platinum
-
10.24%
DetailsThis APR will vary with the market based on the Prime Rate; Your APR will be based on your individual qualifications and creditworthiness.
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Visa Platinum Rewards
-
11.74%
DetailsThis APR will vary with the market based on the Prime Rate; Your APR will be based on your individual qualifications and creditworthiness.
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Legacy Visa Signature
-
17.99%
DetailsThis APR will vary with the market based on the Prime Rate
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Partners Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans
9.74%
36 Months
DetailsAs Low As; Repayment period based on loan amount
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Unsecured Loan
9.74%
36 Mo
DetailsMy Rate
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Personal Loans
10.99%
60 Months
DetailsRepayment period based on loan amount
Last Updated09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.23%
Legacy Visa Signature
17.99%
DetailsThis APR will vary with the market based on the Prime Rate
Partners Federal Credit Union’s Texas Ratio rose from 3.64% in Q2 2023 to 5.23% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
March 31, 2026
$2.8B
5.23%
5.0
A+
December 31, 2025
$2.7B
6.56%
5.0
A
September 30, 2025
$2.7B
6.02%
5.0
A
June 30, 2025
$2.6B
5.80%
5.0
A+
March 31, 2025
$2.7B
5.66%
5.0
A+
December 31, 2024
$2.6B
6.93%
5.0
A
September 30, 2024
$2.5B
5.24%
5.0
A+
June 30, 2024
$2.5B
4.97%
5.0
A+
March 31, 2024
$2.6B
4.73%
5.0
A+
December 31, 2023
$2.5B
4.54%
5.0
A+
September 30, 2023
$2.5B
3.65%
5.0
A+
June 30, 2023
$2.5B
3.64%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Partners Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Partners Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Partners Federal Credit Union's official website for the most current offers and terms.
Address
100 N First St Ste 400,
Burbank, CA 91502-1818
Phone818-558-4561
Fax818-558-4567
PresidentJaye Thompson
CEORicky Otey
Full-Time Employees447
Part-Time Employees9
Branch Locations13
ATM Locations12
NCUA Insured✓ Yes — Up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.23%
Return on Assets (ROA)
0.2323%
Return on Equity (ROE)
2.0298%
Non-Performing Loans Ratio (NPL)
0.83%
Total Assets
2,799,229,823
Total Amount of Shares and Deposits
2,446,780,063
Total Shares and Deposits < 1 Year
2,320,026,668
Total Shares and Deposits 1 3 Years
106,863,629
Total Shares and Deposits > 3 Years
19,889,766
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
160,191,012
Total Uninsured Shares and Deposits > $250K (F+J)
160,191,012
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,286,589,051
Total Interest Expense (Sum of items 6 8)
10,856,900
Share Certificates
17,521
Number of Accounts for Share Drafts
135,436
IRA KEOGH Accounts
4,601
Number of Accounts for Regular Shares
201,108
Money Market Shares
12,729
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
389,623,742
Total Liabilities
2,481,548,907
Source: NCUA — Last Updated 03/31/2026
2026 MBR Health & Safety Badge
Partners Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.
Want to discuss Partners Federal Credit Union with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Partners Federal Credit Union
Frequently Asked Questions About Partners Federal Credit Union
How many branches does Partners Federal Credit Union operate?
Partners Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Partners Federal Credit Union?
Yes, to access services at Partners Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Partners Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Partners Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Partners Federal Credit Union offer online and mobile banking?
Most modern institutions like Partners Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.partnersfcu.org.
Current Partners Federal Credit Union Rates
12-Month CD3.85%
24-Month CD3.60%
60-Month CD3.60%
Savings0.05%
MMA0.10%
Retrieved from our database of financial products. Rates subject to change.