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Integrity Bank Plus Rates & Review October 2026

Q: How many branches does Integrity Bank Plus operate?

Integrity Bank Plus currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Integrity Bank Plus does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Integrity Bank Plus provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Integrity Bank Plus's top rate as of October 14, 2026 is 5.12% APY on checking, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Integrity Bank Plus with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.13%. Rates last updated and verified on 10/14/2026.

Integrity Bank Plus money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Integrity Bank Plus? Share your experience about Integrity Bank Plus by leaving a review below, or read customer reviews before you decide to use Integrity Bank Plus.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.13%

Good Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Integrity Bank Plus

726 Main St
Wabasso, MN 56293

https://www.integritybank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Integrity Bank Plus Checking Rates

Product	Rate	APY	View More
Free Kasasa Cash Checking	-	5.12%
Min Deposit $50 Details Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Refunds on ATM fees nationwide (up to $25.00 monthly) Last Updated 10/14/2026 Rate History No change since Sep 30, 2026 · 5.12% APY · checked 5 times Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 15.13%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Integrity Bank Plus’s Texas Ratio fell from 32.50% in Q3 2023 to 15.13% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 3.5 to 5.0 and its Health Grade from D to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$93M	15.13%	5.0	A-
March 31, 2026	$94M	15.59%	5.0	A-
December 31, 2025	$90M	15.20%	5.0	A-
September 30, 2025	$88M	19.41%	4.6	B
June 30, 2025	$88M	21.96%	4.4	B
March 31, 2025	$88M	26.25%	4.1	C+
December 31, 2024	$90M	9.18%	5.0	A
September 30, 2024	$86M	7.40%	5.0	A
June 30, 2024	$90M	8.31%	5.0	A
March 31, 2024	$91M	40.24%	2.9	F
December 31, 2023	$90M	26.27%	4.1	C+
September 30, 2023	$85M	32.50%	3.5	D

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Integrity Bank Plus is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Integrity Bank Plus rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Integrity Bank Plus's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Integrity Bank Plus

Website https://www.integritybank.com

Address 726 Main St, Wabasso, MN 56293 · Redwood

Bank Holding Company WABASSO BANCSHARES INC

FDIC Certificate # 15578

Regulator FDIC

Established October 1, 1934

FDIC Insurance Date January 27, 1938

Domestic Offices 2

Total Branches 2

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A- (92/100)

Texas Ratio

15.13%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.7325%

Return on Equity (ROE)

16.7200%

Non-Performing Loans Ratio (NPL)

1.62%

Total Assets

$93,364,000

Total Deposits

$81,771,000

Equity Capital

$9,979,000

Net Income

$802,000

Headquarters

Wabasso

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

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Frequently Asked Questions About Integrity Bank Plus

How many branches does Integrity Bank Plus operate?

Integrity Bank Plus currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Integrity Bank Plus does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Integrity Bank Plus provides members with tools to manage their accounts and build a solid financial history.

Does Integrity Bank Plus offer online and mobile banking?

Most modern institutions like Integrity Bank Plus provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.integritybank.com.