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GN Bank

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GN Bank Rates & Review May 2026

Q: Is GN Bank a safe place to deposit money?

Yes, GN Bank is considered a safe financial institution. With a Texas Ratio of 22.044320686855%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does GN Bank operate?

GN Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, GN Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, GN Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 10, 2026

You can compare GN Bank rates to other rates in our database, including 12-month CD rates currently at 3.20%, 6-month CD rates at 3.53% and 3-month CD rates at 3.00%. Savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.53%. All these rates can be compared to GN Bank rates. MonitorBankRates evaluates the financial stability of GN Bank with a 5.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 22.04%. Rates were last updated on 05/10/2026.

GN Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GN Bank? Share your experience about GN Bank by leaving a review below, or read customer reviews before you decide to use GN Bank.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

22.04%

Good Higher than avg

GN Bank

4619 S Martin L King Dr
Chicago, IL 60653

https://www.gnbank.net

Current Rate Availability

We do not have GN Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for GN Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather GN Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GN Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name GN Bank

FDIC Certificate # 29399

Address 4619 S Martin L King Dr, Chicago, IL 60653 · Cook

Website https://www.gnbank.net

Established 01/01/1934

FDIC Insurance Date 08/09/1989

Domestic Offices 1

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+

Overall Health Grade Score: 89/100

5.0

Exceptional Out of 5.0 Stars

22.04%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -0.7567%

Return on Equity (ROE) -5.6600%

Non-Performing Loans (NPL) 2.98%

Total Assets $63,692,000

Total Deposits $54,113,000

Equity Capital $9,436,000

Net Income $284,000

Headquarters Chicago

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for GN Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About GN Bank

Is GN Bank a safe place to deposit money?

Yes, GN Bank is considered a safe financial institution. With a Texas Ratio of 22.044320686855%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does GN Bank operate?

GN Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, GN Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GN Bank provides members with tools to manage their accounts and build a solid financial history.

Does GN Bank offer online and mobile banking?

Most modern institutions like GN Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gnbank.net.