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First State Bank of DeQueen Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

First State Bank of DeQueen rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not First State Bank of DeQueen, and you can see how they compare in the First State Bank of DeQueen rate tables below. MonitorBankRates evaluates the financial stability of First State Bank of DeQueen with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.45%. Database rates last updated and verified on 08/30/2026.

First State Bank of DeQueen money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank of DeQueen? Share your experience about First State Bank of DeQueen by leaving a review below, or read customer reviews before you decide to use First State Bank of DeQueen.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.45%
Excellent Higher than avg
First State Bank of DeQueen
402 W Collin Raye Dr
De Queen, AR 71832
https://www.fsbdequeen.com
Member FDIC

Current Rate Availability

We're not currently displaying rates for First State Bank of DeQueen, but our database is updated constantly — check back soon for the latest offers.

Are you with First State Bank of DeQueen? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First State Bank of DeQueen is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First State Bank of DeQueen rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First State Bank of DeQueen's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First State Bank of DeQueen
Bank Holding Company FIRST STATE BANCSHARES INC
Address 402 W Collin Raye Dr, De Queen, AR 71832  ·  Sevier
Website https://www.fsbdequeen.com
FDIC Certificate # 21805
Established 11/01/1974
FDIC Insurance Date 11/01/1974
Domestic Offices 7
Total Branches 7
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 93/100
5.0
Exceptional Out of 5.0 Stars
13.45%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3863%
Return on Equity (ROE) 22.9900%
Non-Performing Loans (NPL) 0.46%
Total Assets $502,078,000
Total Deposits $451,861,000
Equity Capital $37,665,000
Net Income $6,439,000
Headquarters De Queen
Total Branches and Offices 7
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for First State Bank of DeQueen yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
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Frequently Asked Questions About First State Bank of DeQueen

How many branches does First State Bank of DeQueen operate?

First State Bank of DeQueen currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First State Bank of DeQueen does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First State Bank of DeQueen provides members with tools to manage their accounts and build a solid financial history.

Does First State Bank of DeQueen offer online and mobile banking?

Most modern institutions like First State Bank of DeQueen provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbdequeen.com.

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