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First Secure Community Bank Rates & Review August 2026

First Secure Community Bank's savings rates are at 0.30%. First Secure Community Bank's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of First Secure Community Bank with a 2.9 Star Rating, an F Overall Health Grade, and a Texas Ratio of 40.48%. Rates last updated and verified on 08/28/2026.

First Secure Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Secure Community Bank? Share your experience about First Secure Community Bank by leaving a review below, or read customer reviews before you decide to use First Secure Community Bank.

Overall Health & Safety Grade ?
F
High Risk Health Score: 59/100
MonitorBankRates Rating ?
2.9
Fair Out of 5.0 Stars
Texas Ratio ?
40.48%
Fair Higher than avg
First Secure Community Bank
670 N Sugar Grove Pkwy
Sugar Grove, IL 60554
https://www.1stsecurebank.com
Member FDIC

First Secure Community Bank Savings Rates

Product Rate APY View More
Junior Savings 0.30% 0.30%
Min Deposit $1
Min Balance $0
Details Compounding & Payment of Interest: Quarterly
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.48%
Statement Savings 0.30% 0.30%
Min Deposit $100
Min Balance $0
Details Compounding & Payment of Interest: Quarterly
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.48%

First Secure Community Bank Money Market Rates

Product Rate APY View More
Personal Money Market 0.20% 0.20%
Min Deposit $1,000
Min Balance $1,000
Details Monthly
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.48%

First Secure Community Bank Checking Rates

Product Rate APY View More
Personal Interest Checking 0.20% 0.20%
Min Deposit $500
Min Balance $500
Details Monthly
Last Updated 08/28/2026
Institution Ratings
2.9
Star Rating
F
Health Grade
Texas Ratio: 40.48%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Secure Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Secure Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Secure Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Secure Community Bank
Bank Holding Company FIRST SECURE BANK GROUP INC
Address 670 N Sugar Grove Pkwy, Sugar Grove, IL 60554  ·  Kane
FDIC Certificate # 35223
Established 02/07/2000
FDIC Insurance Date 02/07/2000
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

F
Overall Health Grade Score: 59/100
2.9
Fair Out of 5.0 Stars
40.48%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3220%
Return on Equity (ROE) 4.1000%
Non-Performing Loans (NPL) 3.13%
Total Assets $525,843,000
Total Deposits $422,403,000
Equity Capital $46,685,000
Net Income $1,282,000
Headquarters Sugar Grove
Total Branches and Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About First Secure Community Bank

How many branches does First Secure Community Bank operate?

First Secure Community Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Secure Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Secure Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does First Secure Community Bank offer online and mobile banking?

Most modern institutions like First Secure Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1stsecurebank.com.

Current First Secure Community Bank Rates

  • Savings0.30%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.