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FNB in Port Lavaca Rates & Review August 2026

FNB in Port Lavaca's 6-Months 6-Month Certificates of Deposit rates are at 3.50%, 4-Months 4-Month Certificates of Deposit rates are at 3.05%, 36-Months 36-Month Certificates of Deposit rates are at 2.80%, 12-Months 12-Month Certificates of Deposit rates are at 2.75%, 18-Months 18-Month Certificates of Deposit rates are at 2.55%. FNB in Port Lavaca's savings rates are at 0.50%. FNB in Port Lavaca's money market rates are at 0.80%. MonitorBankRates evaluates the financial stability of FNB in Port Lavaca with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates last updated and verified on 08/28/2026.

FNB in Port Lavaca money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB in Port Lavaca? Share your experience about FNB in Port Lavaca by leaving a review below, or read customer reviews before you decide to use FNB in Port Lavaca.

Ranked #59 in MonitorBankRates Top 100 Healthiest Small Banks 2026 Ranked #59 Healthiest Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.09%
Excellent Lower than avg
FNB in Port Lavaca
1101 N Us Highway 35 Byp
Port Lavaca, TX 77979
https://www.fnbportlavaca.com
Member FDIC

FNB in Port Lavaca CD Rates

Product Rate APY Term View More
6 month Certificates of Deposit 3.44% 3.50% 6 Months
Min Balance $1,000
Details Compounded: Daily, Paid Quarterly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
4 month Certificates of Deposit 3.00% 3.05% 4 Months
Min Balance $1,000
Details Compounded: Daily, Paid Quarterly ***SPECIAL
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
36 month Certificates of Deposit 2.76% 2.80% 36 Months
Min Balance $1,000
Details Compounded: Daily, Paid Quarterly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
12 month Certificates of Deposit 2.71% 2.75% 12 Months
Min Balance $1,000
Details Compounded: Daily, Paid Quarterly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
18 month Certificates of Deposit 2.52% 2.55% 18 Months
Min Balance $1,000
Details Compounded: Daily, Paid Quarterly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
3 month Certificates of Deposit 2.08% 2.10% 3 Months
Min Balance $1,000
Details Compounded: Daily, Paid Quarterly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%

FNB in Port Lavaca Savings Rates

Product Rate APY View More
Savings Account 0.50% 0.50%
Min Deposit $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%

FNB in Port Lavaca Money Market Rates

Product Rate APY View More
Money Market Accounts 2.03% 2.05%
Min Balance $1,000,000
Details Additional rates are available for larger amounts. Fees applied may effect APY.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
Money Market Accounts 1.69% 1.70%
Min Balance $100,000
Details Additional rates are available for larger amounts. Fees applied may effect APY.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
Money Market Accounts 1.49% 1.50%
Min Balance $50,000
Details Additional rates are available for larger amounts. Fees applied may effect APY.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
Money Market Accounts 1.19% 1.20%
Min Balance $25,000
Details Additional rates are available for larger amounts. Fees applied may effect APY.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%
Money Market Accounts 0.80% 0.80%
Min Balance $1,000
Details Additional rates are available for larger amounts. Fees applied may effect APY.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%

FNB in Port Lavaca Checking Rates

Product Rate APY View More
Now Checking Account 0.10% 0.10%
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.09%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB in Port Lavaca is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB in Port Lavaca rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB in Port Lavaca's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNB in Port Lavaca
FDIC Certificate # 17811
Address 1101 N Us Highway 35 Byp, Port Lavaca, TX 77979  ·  Calhoun
Established 11/13/1957
FDIC Insurance Date 11/13/1957
Domestic Offices 4
Total Branches 4
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.09%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8901%
Return on Equity (ROE) 13.7400%
Non-Performing Loans (NPL) 0.01%
Total Assets $381,310,000
Total Deposits $313,339,000
Equity Capital $37,423,000
Net Income $3,543,000
Headquarters Port Lavaca
Total Branches and Offices 4
Source: FDIC  |  Last Updated 12/31/2025
Ranked #59 in MonitorBankRates Top 100 Healthiest Small Banks 2026
2026 MBR Health & Safety Badge

FNB in Port Lavaca earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/banks/first-national-bank-in-port-lavaca-rates-review-17811">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #59 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

Customer Reviews

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Frequently Asked Questions About FNB in Port Lavaca

How many branches does FNB in Port Lavaca operate?

FNB in Port Lavaca currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNB in Port Lavaca does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB in Port Lavaca provides members with tools to manage their accounts and build a solid financial history.

Does FNB in Port Lavaca offer online and mobile banking?

Most modern institutions like FNB in Port Lavaca provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnbportlavaca.com.

Current FNB in Port Lavaca Rates

  • 12-Month CD2.75%
  • 18-Month CD2.55%
  • 36-Month CD2.80%
  • Savings0.50%
  • MMA0.80%
Retrieved from our database of financial products. Rates subject to change.