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First National Bank in Frankfort Rates & Review August 2026

First National Bank in Frankfort rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not First National Bank in Frankfort, and you can see how they compare in the First National Bank in Frankfort rate tables below. MonitorBankRates evaluates the financial stability of First National Bank in Frankfort with a 3.4 Star Rating, an C- Overall Health Grade, and a Texas Ratio of 25.58%. Database rates last updated and verified on 08/30/2026.

First National Bank in Frankfort money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank in Frankfort? Share your experience about First National Bank in Frankfort by leaving a review below, or read customer reviews before you decide to use First National Bank in Frankfort.

Overall Health & Safety Grade ?
C-
Below Average Health Score: 71/100
MonitorBankRates Rating ?
3.4
Good Out of 5.0 Stars
Texas Ratio ?
25.58%
Good Higher than avg
First National Bank in Frankfort
124 N Kansas Ave
Frankfort, KS 66427
https://www.fnbfrankfortks.com
Member FDIC

Current Rate Availability

We're not currently displaying rates for First National Bank in Frankfort, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First National Bank in Frankfort is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First National Bank in Frankfort rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First National Bank in Frankfort's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First National Bank in Frankfort
Bank Holding Company FIRST FRANKFORT BANCSHARES INC
Address 124 N Kansas Ave, Frankfort, KS 66427  ·  Marshall
FDIC Certificate # 4668
Established 03/02/1921
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C-
Overall Health Grade Score: 71/100
3.4
Good Out of 5.0 Stars
25.58%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9916%
Return on Equity (ROE) 31.6800%
Non-Performing Loans (NPL) 0.54%
Total Assets $61,587,000
Total Deposits $57,328,000
Equity Capital $3,853,000
Net Income $373,000
Headquarters Frankfort
Total Branches and Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About First National Bank in Frankfort

How many branches does First National Bank in Frankfort operate?

First National Bank in Frankfort currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First National Bank in Frankfort does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First National Bank in Frankfort provides members with tools to manage their accounts and build a solid financial history.

Does First National Bank in Frankfort offer online and mobile banking?

Most modern institutions like First National Bank in Frankfort provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnbfrankfortks.com.