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FIRST EAGLE Rates & Review October 2026

FIRST EAGLE's top rates as of October 1, 2026 are 5.00% APY on its 1 Year CD, 0.15% APY on savings, 0.75% APY on money market accounts, and personal loans from 9.99% APR, according to rates verified by MonitorBankRates. Other FIRST EAGLE CD rates include 6-Month CD 70th Anniversary Special at 4.02%, 1 1/2 Year CD at 3.56%, and 1 Year CD at 3.56%. MonitorBankRates evaluates the financial stability of FIRST EAGLE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.56%. Rates last updated and verified on 10/01/2026.

FIRST EAGLE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FIRST EAGLE? Share your experience about FIRST EAGLE by leaving a review below, or read customer reviews before you decide to use FIRST EAGLE.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.56%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
FIRST EAGLE
Baltimore
10451 Mill Run Cir Ste 300
Owings Mills, MD 21117
http://www.firsteaglefcu.org
Member NCUA
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

FIRST EAGLE CD Rates

Product Rate APY Term View More
1 Year Certificate 4.89% 5.00% 1 Year
Min Balance $500
Details Share Certificate Special; (must have Power Checking)
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
6-Month Certificate 70th Anniversary Special 3.94% 4.02% 6 months
Min Balance $500
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
1 1/2 Year Certificate 3.50% 3.56% 2 years
Min Balance $500
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
1 Year Certificate 3.50% 3.56% 1 year
Min Balance $500
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
2 Year Certificate 3.50% 3.56% 2 years
Min Balance $500
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
3 Year Certificate 3.50% 3.56% 3 years
Min Balance $500
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
4 Year Certificate 3.50% 3.56% 4 years
Min Balance $500
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
5 Year Certificate 3.50% 3.56% 5 years
Min Balance $500
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
6-Month Certificate (Renewal) 3.25% 3.30% 6 months
Min Balance $500
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

FIRST EAGLE Savings Rates

Product Rate APY View More
Christmas Club Account 0.15% 0.15%
No additional details.
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Share Savings 0.15% 0.15%
No additional details.
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Vacation Club Account 0.15% 0.15%
No additional details.
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

FIRST EAGLE Money Market Rates

Product Rate APY View More
Money Market Account 0.75% 0.75%
Min Balance $2,500
Details Balance: $2,500 - $19,999.99
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

FIRST EAGLE Checking Rates

Product Rate APY View More
Power Checking 3.00% 3.05%
Min Deposit $25
Details Balance: up to $3,000
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Power Checking 0.05% 0.05%
Min Deposit $25
Details Balance: Over 3,000
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Premier Checking 0.05% 0.05%
No additional details.
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

FIRST EAGLE Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.99% 5 Year (Fixed)
Details As Low As
Last Updated 10/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Home Equity Loans - - 7.24% 7 Year (Fixed)
Details As Low As
Last Updated 10/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Home Equity Loans - - 7.49% 10 Year (Fixed)
Details As Low As
Last Updated 10/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Home Equity Loans - - 7.99% 15 Year (Fixed)
Details As Low As
Last Updated 10/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

FIRST EAGLE Auto Loan Rates

Product Rate Points APR Term View More
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - - 4.24% 36 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Auto Loan - - 4.49% 36 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - - 4.74% 48 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - - 4.74% 60 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Auto Loan - - 4.99% 48 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Auto Loan - - 4.99% 60 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - - 5.24% 72 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Auto Loan - - 5.49% 72 Months
Details Minimum finance $15,000; As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - - 5.99% 84 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Auto Loan - - 6.24% 84 Months
Details Minimum finance $35,000; As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New Boat / Rec. Vehicles Loan - - 6.99% 60 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New Boat / Rec. Vehicles Loan - - 7.99% 84 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New Boat / Rec. Vehicles Loan - - 8.24% 120 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New Boat / Rec. Vehicles Loan - - 8.49% 144 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Auto Loan - - 8.74%
Details Model Year - Old than 10 yrs.; As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

FIRST EAGLE RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - 4.24% 36 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - 4.74% 48 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - 4.74% 60 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - 5.24% 72 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
New AutoUsed AutoNew MotorcycleUSED Motorcycle - 2026 Loan - 5.99% 84 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

FIRST EAGLE Personal Loan Rates

Product APR Term View More
Personal Loan 9.99% 24 months or less
Details Amount: $2,500.00 or more
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Personal Loan 10.99% 24 Months
Details Amount: $1,001.00 - $2,500.00
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Personal Loan 10.99% 36 Months
Details Amount: $2,501.00 - $5,000.00
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Personal Loan 10.99% 48 Months
Details Amount: 5,000.00 - 15,000.00
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

FIRST EAGLE Other Rates

Product Rate Points APY/APR Term View More
Loan - - 7.24% 60 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Loan - - 8.24% 84 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Loan - - 8.49% 120 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Loan - - 8.74% 144 Months
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Platinum Loan - - 13.05%
Details As Low As
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
IRA Shares 0.20% - 0.20%
Min Balance $20
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Split Rate 0.90% - 0.90%
Min Balance $20,000
Details Balance: $20,000 to $49,999.99
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%
Split Rate 1.05% - 1.05%
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 10/01/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.56%

Financial Health History

FIRST EAGLE’s Texas Ratio stayed near 3.21% in Q3 2023 to 3.56% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.6% 2.0★ 3.2% 3.0★ 4.9% 4.0★ 6.5% 5.0★ Healthy zone – entire history below the 15% limit 3.21% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.56% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$109M3.56%5.0A+
March 31, 2026$112M2.33%5.0A+
December 31, 2025$110M2.73%5.0A+
September 30, 2025$111M4.01%5.0A+
June 30, 2025$111M3.40%5.0A+
March 31, 2025$112M3.18%5.0A+
December 31, 2024$106M4.81%5.0A+
September 30, 2024$105M4.73%5.0A+
June 30, 2024$107M4.05%5.0A+
March 31, 2024$109M4.36%5.0A+
December 31, 2023$107M2.46%5.0A+
September 30, 2023$110M3.21%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for FIRST EAGLE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FIRST EAGLE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FIRST EAGLE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FIRST EAGLE
Address 10451 Mill Run Cir Ste 300, Owings Mills, MD 21117
Phone 443-548-8008
Fax 443-548-8030
President Edward Paulis
CEO Art Brock
Full-Time Employees 20
Part-Time Employees 1
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.56%
Return on Assets (ROA)
0.5232%
Return on Equity (ROE)
4.2078%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
109,474,576
Total Amount of Shares and Deposits
94,975,806
Total Shares and Deposits < 1 Year
88,951,447
Total Shares and Deposits 1 3 Years
4,343,852
Total Shares and Deposits > 3 Years
1,680,507
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,469,667
Total Uninsured Shares and Deposits > $250K (F+J)
11,469,667
Total Insured Shares and Deposits > $250K (item 17 less item K)
83,506,139
Total Interest Expense (Sum of items 6 8)
591,281
Share Certificates
852
Number of Accounts for Share Drafts
3,491
IRA KEOGH Accounts
281
Number of Accounts for Regular Shares
8,964
Money Market Shares
358
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,564,993
Total Liabilities
95,863,281
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

FIRST EAGLE earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/first-eagle-rates-review-10958">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for FIRST EAGLE yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for FIRST EAGLE
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Frequently Asked Questions About FIRST EAGLE

How many branches does FIRST EAGLE operate?

FIRST EAGLE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FIRST EAGLE?

Yes, to access services at FIRST EAGLE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FIRST EAGLE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FIRST EAGLE provides members with tools to manage their accounts and build a solid financial history.

Does FIRST EAGLE offer online and mobile banking?

Most modern institutions like FIRST EAGLE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.firsteaglefcu.org.

Current FIRST EAGLE Rates

  • 12-Month CD3.56%
  • 24-Month CD3.56%
  • 60-Month CD3.56%
  • Savings0.15%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.